Credit Officer II Area Credit Officer

Thank you for your interest in a career at Regions. At Regions we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career a place to expect more opportunities. If you are focused on results dedicated to quality strength and integrity and possess the drive to succeed then we are your employer of choice.

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Job Description :

At Regions the Credit Officer II is accountable for the credit quality (past dues NPA Criticized assets Net Losses Exceptions etc.) profitability and growth of the total business loan portfolio in the assigned Credit Officers applicable business reporting unit or segment. The Credit Officer II ensures and is responsible for execution of sound risk management practices as part of the 2nd Line of Defense including communication of applicable information to maintain an environment of risk ownership and awareness. The position typically reports to a Corporate Bank Credit Division Manager or Senior Credit Officer.

Primary Responsibilities

Responsible for the overall creditworthiness of loan transactions within the assigned business reporting unit or segment.

Manage applicable credit exposure to ensure adherence to Regions Risk Appetite Statement and to all asset quality diversification and exposure parameters.

Communicate and demonstrate sound risk management practices in order to maintain an environment of risk ownership and awareness.

Exhibit accountability for the quality and profitability (spread relative to risk) associated with the assigned business unit or segment.

Partner and consult with subject matter experts for leveraged lending sponsor-backed and specialized industries loan transactions as applicable.

Serve on ad hoc projects as a contributing member

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

Bachelors degree in related field

Eight (8) years of related experience

Preferences

Completion of a formal credit training program is preferred.

Skills and Competencies

Broad knowledge of all credit disciplines and business strategy

Excellent verbal and written communication skills

Excellent organizational and time management skills

Excellent analytical and quantitative skills

Skilled in applicable computer software

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include : experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target : Minimum :

$132109.42 USD

Median : $181649.50 USD

Incentive Pay Plans :

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual business and / or company to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation / Sick Time
• 401K with Company Match
• Medical Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.

Details

RSA Battle House Tower

Location : Mobile Alabama

Equal Opportunity Employer / including Disabled / Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Required Experience :

Unclear Seniority

Key Skills

Cyber Security,Christmas Temporary,Attorney,Inspection,Embedded C

Employment Type : Full-Time

Experience : years

Vacancy : 1