DE/SAR Mortgage UnderwriterVirtualVocations • Buffalo, New York, United States
DE / SAR Mortgage Underwriter
VirtualVocations • Buffalo, New York, United States
[job_card.30_days_ago]
[job_preview.job_type]
- [job_card.full_time]
[job_card.job_description]
A company is looking for a DE / SAR Mortgage Underwriter.
Key Responsibilities
Analyze and underwrite loan files, including credit, income, assets, appraisals, and supporting documentation
Issue approval, suspension, or denial decisions within delegated authority
Ensure compliance with FHA, VA, USDA, and Conventional guidelines while communicating conditions to stakeholders
Required Qualifications
Minimum 3+ years of current mortgage underwriting experience
Active DE (FHA) or SAR (VA) designation; having both is strongly preferred
Experience underwriting Down Payment Assistance (DPA) programs
Proficiency with Encompass Loan Origination System and AUS platforms (DU and LP)
Ability to analyze complex borrower profiles, including self-employed borrowers
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