Loan Payment Representative
General Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. At GECU, we pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members while teaching you the skills to lead you to career advancement opportunities.
Overview :
The Loan Payment Representative builds a working knowledge of various types of loans (e.g., consumer, indirect, mortgage, and commercial) to ensure members' loan payment needs are addressed and resolved. This role ensures that lending system records are reviewed, updated, and maintained and is integral in processing loan payments.
Essential Responsibilities :
- Open and distribute incoming mail
- Accurately post payments to loan accounts
- Answer inbound calls, emails, and chats to assist and educate members with inquiries regarding consumer loans, lines of credit, credit cards, mortgages, and commercial loans
- Educate and assist members with loan payment solutions
- Process adverse action notices
- Review and verify insurance paperwork to confirm insurance on GECU collateral meets required parameters including lienholder information
- Contact members and / or insurance agents when insurance does not meet required parameters
- Perform other duties to support the department as necessary
Education and Experience :
High school diploma or GED requiredOne year of experience in the banking industry, loan servicing, or related role requiredKnowledge, Skills, and Abilities :
Basic interpersonal skills to effectively speak with members and create a positive member experienceProficient verbal and written communication skills to display professionalism in interactionsAbility to learn and maintain proficiency in multiple computer systems including Microsoft Office Products and credit union systemsCapable of functioning well in a fast-paced environmentProblem solver with good organizational and analytical skillsAt GECU, we want to support your wellbeing by offering a wide range of benefits :
Health, Dental and Vision insuranceLife and Disability insurance optionsPaid Time Off starts accruing once hired and take your birthday off -paid401k Retirement plan with up to a 10% match of your base gross compensationTuition reimbursement opportunities & professional developmentVolunteer opportunities -and earn additional PTO hours!On-site clinics for Vaccines and MammogramsAnd many more!
Come join GECU as we are a curated culture of respect, understanding, and mutual recognition. We believe forming bonds and connecting with each other only stands to strengthen the service we provide to our members in our mission of improving the Quality of Financial lives!
General Electric Credit Union is an Equal Opportunity Employer