Financial Analyst

Travis Credit Union Financial Analyst

Candidates must reside within a commutable distance to the communities that Travis Credit Union serves : Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus and Yolo counties. This position is considered hybrid and will be required to be on-site 2-3 days per week.

Summary

The Travis Credit Union (TCU) Financial Analyst is responsible for developing and implementing analytics and reporting solutions for the Accounting & Finance division of the organization. The Financial Analyst creates value for the organization by synthesizing data from multiple sources and liaising with other departments to share insights with respect to growth trends, profitability, potential efficiencies, and other knowledge which will help run the business more effectively.

Profile

• Provides reporting and analytics focused on budgeting; asset-liability management modeling (ALM); interest rate risk; liquidity management; balance sheet allocation; profitability; product pricing methodologies; cost-benefit analysis; static pool tracking; dividend verification and deposit analytics; financial trends; and ad-hoc analysis.
• Maintains and runs various financial analytical software systems and models, both in-house and third party, including but not limited to : Prologue General Ledger; Vantage Budgeting; third party Asset / Liability Management (ALM) Model; DNA Profit Vision; Visible Equity Loan Analytics; DNA Core; Callahan Peer-to-Peer; Travis Intelligence Database.
• Reconciles financial data between systems and models to ensure consistent, detailed and summary reporting to be provided to management, ALCO, and other end-users.
• Monitors and measures risk in accordance with the metrics outlined in TCU's policies : Asset-Liability Management; Concentration Risk; Investment; Liquidity Management.
• Coordinates data gathering from each department for annual budget. Performs quarterly re-forecasts. Evaluates budget and what-if scenarios versus historical data, performs other budgeting duties as assigned.
• Performs profitability analyses and develops pricing models to ensure product offerings are appropriately priced.
• Ensures Budget, third party ALM Model, Profitability Model, and Loan Analytics Model data is reconciled and uploaded. Develops and maintains financial analytics and reporting using modeling output.
• Responsible for : daily share and loan balancing; deposit analytics; quarterly peer analysis; monthly dividend verification; establishing benchmarks for financial performance.
• Accurately prepares reports for monthly ALCO and Board meetings.
• Serves as a Finance Liaison to other departments as it relates to other functions and projects. Serves as TCU Liaison to : third-party software providers; entities that report on our financial data (Callahan, Raddon Financial Group, etc.).
• Determines methods and procedures on new assignments and may coordinate activities of other personnel for projects.

Skills

Experience

Associate Financial Analyst

Financial Analyst

Compensation

Our compensation philosophy is based on several factors such as (but not limited to) the scope and responsibilities of the position, the candidate's work experience, education / training, and key skills. At Travis Credit Union, our priority is that our employees and their loved ones are provided with a Total Rewards program that ensures their health and welfare safety which allows our employees to focus on the financial welfare of our members and the credit unions objectives. As such, Travis Credit Union offers a robust benefits package to our eligible employees, including competitive medical, dental, and vision insurance, mental health offerings, employee performance incentive plan, merit increases, 401(k) program with immediately vested employer match, generous holiday and vacation policy, and extensive TCU specific perks like employee loan and credit card discounts!

Travis Credit Union is an Affirmative Action Employer EOE / Individual with Disability / Veteran Status