Transaction Banking, Credit Risk Governance, Analyst

Transaction Banking (TxB)

We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms.

We provide our clients a simple, intuitive, secure, and frictionless experience for domestic, cross-border and cross-currency payments. Simplifying payments, making it just as easy to pay someone across the globe as it is to pay someone around the corner. We're a team of diverse experts helping our clients to build the future of their Treasury.

Role Summary

We are seeking a motivated and detail-oriented Analyst to join TxB Credit Risk team, as part of the broader TxB global first line of defense risk team. This role will focus on activities related to the extension of payment settlement lines to TxB clients, to support the client's overall payment and liquidity management activities.

The ideal candidate will possess a foundational understanding of credit risk principles and a strong interest in leveraging technology to enhance risk management processes.

Responsibilities

• Credit Review : Assist in the review of credit line requests, including evaluating credit worthiness of clients and calibration of appropriate line size in alignment with risk appetite
• Credit Monitoring : Assist in timely monitoring, reporting and escalation of intraday exposures and any potential overnight overdrafts / breaches
• Reporting : Prepare and distribute periodic and ad-hoc reports on intraday credit exposures, limit utilization, and potential risk events
• Data Analysis : Analyze transaction data and credit metrics to identify trends and anomalies that may indicate heightened credit risk
• Documentation : Assist in the development and maintenance of credit risk policies, procedures, and documentation
• Collaboration : Partner with client coverage, operations, and technology teams to troubleshoot data issues, streamline reporting processes, and optimize risk management tools for enhanced performance
• Technology Adoption : Contribute to the evaluation, development, and implementation of new digital solutions and tools to streamline workflows and improve the overall efficiency of risk management processes

Qualifications

Skills