Talent.com
Senior Consumer Compliance Manager
Senior Consumer Compliance ManagerStanford Federal Credit Union • Palo Alto, CA, US
Senior Consumer Compliance Manager

Senior Consumer Compliance Manager

Stanford Federal Credit Union • Palo Alto, CA, US
[job_card.variable_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Job Description

Job Description

Senior Consumer Compliance Manager Opportunity at Stanford Federal Credit Union!

We’re on a mission to improve financial lives! If you’re a high-energy, compassionate, and collaborative individual with a desire to make a difference, we encourage you to consider joining our SFCU team! Members really do come first at Stanford FCU because we’re non-profit and owned by our members. Our members work for Stanford University or some of the most innovative companies in Silicon Valley—and we provide them with the most generous financial benefits in our industry.

Stanford FCU is a $4.5 billion company with a global reach of over 95,000 members in 90 countries and growing! Come grow with us and see what it’s like to work for a Bay Area Top Workplace. As our CEO says, “we work hard, and we play hard”, and we need your help to improve even more financial lives!

The Senior Consumer Compliance Manager is responsible for the management of the Consumer Compliance Program with focus on Mortgage Compliance, Credit Card Compliance, Consumer Protection and UDAAP, Fair Lending, Disclosure Reviews, Advertising and Marketing Reviews, Disputes and Complaint Reviews. The position requires expertise with key federal and state laws and regulations from NCUA, CFPB, FRB, and others, such as Reg X, Reg Z, FCRA and Reg V, UDAAP, Reg E, Reg B, etc. It entails providing advice and guidance to business stakeholders, developing policies, interpreting regulations, regulatory research, assessing applicability to business practices, overseeing regulatory change management, collaborating in risk assessments, developing monitoring and oversight programs, developing training, performing review and challenge, and interacting with business unit stakeholders. The position works under the leadership of VP Risk and Compliance and oversees a team of compliance professionals.

  • Please note this position is hybrid on site in Palo Alto

Who YOU are :

  • Solid understanding of credit union and financial services laws and regulations, such as those promulgated by banking regulators that include NCUA, CFPB, etc
  • Strong ability in developing, implementing, and managing compliance programs such as consumer compliance, mortgage compliance, complaints, disputes, etc.
  • Familiarity with Compliance Management Systems and the regulatory frameworks that apply to financial institutions.
  • Skilled in performing second line review and challenge, BU compliance oversight, and support in remediation activities.
  • Strong understanding of federal credit union regulations and how credit union regulations apply to banking products, services, and delivery channels.
  • Experience in working with business units and addressing compliance requests.
  • Proficient in the concepts of risk identification, assessment, and management.
  • Bachelor’s Degree and or formal industry certifications, plus eight to ten years’ compliance experience.
  • What YOU’LL do :

  • Provide subject matter expertise regarding relevant laws and regulations to business units.
  • Must be able to identify applicable compliance requirements, and articulate those requirements to the business unit's products, services, processes, and client types.
  • Provide oversight, review and challenge, and monitoring of risk regulations and controls
  • Maintain regulatory expertise related to mortgage loans and be able to provide guidance in developing processes and controls to ensure compliance with regulatory requirements.
  • Review advertising material for compliance with regulatory requirements. Guide business with marketing campaigns to ensure UDAAP, Fair Lending, and Fair Banking expectations are met. Develop template disclosures and marketing guides.
  • Perform quarterly review of HMDA data to ensure data quality. Use HMDA and other data to perform periodic fair lending analysis and work with the business to address any deviations from expected patterns. Periodically review complaints, underwriting exceptions, pricing exceptions, and loan denials to ensure there is adherence to fair lending standards.
  • Review dispute escalations and complaints to ensure they are handled as per regulatory expectations and follow up activities are performed.
  • Understand payment systems such as cards, Zelle, Bill Pay, etc., and be able to assist with compliance expectations.
  • Some of our benefits for YOU :

  • 100% paid employee medical, dental, vision, life / AD&D and short-term disability insurance for the employee; 50% paid for dependents
  • Quarterly incentives up to 10% of your salary (based on position)
  • Employer 401(k) matching up to 5% plus additional annual discretionary contributions
  • Education reimbursement up to $5,200 / year
  • Employee recognition program with cash incentives
  • Commuter Toll reimbursement $100-$200 / month (based on position)
  • Wellness Benefits up to $1,200 per year
  • Paid Sick Time accrues at two weeks per year
  • Paid Vacation Time accrues at three weeks per year
  • Paid Federal banking holidays (approximately 11 per year)
  • Ongoing training and education, seminars, and conferences
  • Loan rate discounts on some products (vehicle, mortgage and HELOC loans)
  • Waived fees and deposit bonuses on Stanford FCU accounts
  • Flex health / transit plan availability
  • Employee Assistance Program with free benefits like counseling, help finding legal assistance and day care resources
  • If you are ready for this awesome opportunity (or know somebody who is) please contact us today!

    Stanford Federal Credit Union provides competitive pay ranges based on factors such as (but not limited to) the scope and responsibilities, qualifications needed for the position and external market pay for comparable positions.

    Please Note : SFCU does not provide work visa sponsorship or accept visa transfers for any positions.

    Stanford Federal Credit Union is an equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities .

    [job_alerts.create_a_job]

    Senior Manager Compliance • Palo Alto, CA, US

    [internal_linking.related_jobs]
    Affordable Compliance Manager

    Affordable Compliance Manager

    Asset Living • San Jose, CA, US
    [job_card.full_time]
    The Affordable Compliance Manager will provide oversight and support to an assigned team of Compliance Specialists and affordable programs within a specific region or territory.Essential Duties & R...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Compliance Manager - Sanctions

    Senior Compliance Manager - Sanctions

    Intuit • Mountain View, CA, US
    [job_card.full_time]
    We are seeking a highly motivated and experienced Sanctions Compliance Manager to join our Sanctions Compliance Office.In this critical role, you will be responsible for conducting in-depth investi...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Compensation Sr Manager

    Compensation Sr Manager

    Bloom Energy • San Jose, CA, United States
    [job_card.full_time]
    At Bloom Energy, our vision for a world powered by clean, reliable, and affordable energy is more than just a dream—we’re making it reality. For over two decades, we’ve been at the forefront of the ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Specialty Sales Team Leader - Competitive Benefits

    Specialty Sales Team Leader - Competitive Benefits

    Target • Capitola, CA, US
    [job_card.part_time]
    Pay is based on several factors which vary based on position.These include labor markets and in some instances may include education, work experience and certifications. In addition to your pay, Tar...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Senior Manager, Global HR Compliance

    Senior Manager, Global HR Compliance

    Western Digital • San Jose, CA, US
    [job_card.full_time]
    Senior Manager, Global HR Compliance.At Western Digital, our vision is to power global innovation and push the boundaries of technology to make what you thought was once impossible, possible.At our...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Data Annotation • Santa Cruz, California
    [filters.remote]
    [job_card.full_time] +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Product Manager

    Senior Product Manager

    Calyxo, Inc. • Pleasanton, CA, United States
    [job_card.full_time]
    The company was founded in 2016 to address the profound need for improved kidney stone treatment.Kidney stone disease is a common, painful condition that consumes vast amounts of healthcare resourc...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Customer Support Manager

    Senior Customer Support Manager

    VirtualVocations • Fremont, California, United States
    [job_card.full_time]
    A company is looking for a Senior Manager, Global Customer Support.Key Responsibilities Manage and mentor a team of support professionals to ensure high-quality customer interactions Oversee sup...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Compensation Manager

    Senior Compensation Manager

    Sandisk • Milpitas, CA, US
    [job_card.full_time]
    Sandisk understands how people and businesses consume data and we relentlessly innovate to deliver solutions that enable today’s needs and tomorrow’s next big ideas.With a rich history ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Manager, Trade Compliance North America, APAC & Oceania

    Senior Manager, Trade Compliance North America, APAC & Oceania

    Nextracker • Fremont, CA, US
    [job_card.full_time]
    Senior Manager, Trade Compliance North America, APAC & Oceania.Own Nextracker's trade-compliance program for the United States, Canada, Australia and Asia Pacific while leading one global center o...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Payer Analytics Consultant

    Senior Payer Analytics Consultant

    Central California Alliance for Health • Scotts Valley, CA, United States
    [job_card.full_time] +1
    We have an opportunity to join the Alliance as a Senior Payer Analytics Consultant in the Payment Strategy Department.There are two positions that can be filled as a Senior Payer Analytics Consulta...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Program Manager-Federal Compliance Programs

    Senior Program Manager-Federal Compliance Programs

    San Jose Staffing • San Jose, CA, US
    [job_card.full_time]
    Senior Program Manager-Federal Compliance Programs.Serving thousands of enterprise customers around the world including 45% of Fortune 500 companies, Zscaler was founded in 2007 with a mission to m...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Travel Echo Tech - $2,668 to $2,958 per week in Santa Cruz, CA

    Travel Echo Tech - $2,668 to $2,958 per week in Santa Cruz, CA

    AlliedTravelNetwork • Santa Cruz, CA, US
    [job_card.full_time]
    AlliedTravelNetwork is working with LRS Healthcare to find a qualified Echo Tech in Santa Cruz, California, 95062!.Ready to start your next travel adventure? LRS Healthcare offers a full benefits p...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Senior Manager of Customer Program Management (Strategic Engagements)

    Senior Manager of Customer Program Management (Strategic Engagements)

    Synopsys • Sunnyvale, CA, United States
    [job_card.full_time]
    At Synopsys, we drive innovations shaping the way people live and connect.Our technologies enable breakthroughs in chip design, verification, and IP integration, powering the future of high-perform...[show_more]
    [last_updated.last_updated_1_day] • [promoted]
    Travel Echo Tech - $2,668 to $2,958 per week in Santa Cruz, CA

    Travel Echo Tech - $2,668 to $2,958 per week in Santa Cruz, CA

    LRS Healthcare • Santa Cruz, CA, US
    [job_card.full_time]
    Ready to start your next travel adventure? LRS Healthcare offers a full benefits package, 24 / 7 support, and a responsive, traveler-first culture. What are you waiting for? Apply today!.Valid license...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Lead Principal - Governance Risk and Compliance

    Lead Principal - Governance Risk and Compliance

    Cloud Software Group, Inc. • San Ramon, CA, United States
    [job_card.full_time]
    We are seeking a highly skilled and experienced.Governance, Risk and Compliance team.The GRC specialist will play a critical role in managing and enhancing our Governance, Risk, and Compliance (GRC...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Business Development Manager, Splunk Solutions Practice-West Coast

    Senior Business Development Manager, Splunk Solutions Practice-West Coast

    Presidio Networked Solutions, LLC • Pleasanton, CA, United States
    [job_card.full_time]
    Presidio, Where Teamwork and Innovation Shape the Future.AtPresidio, we're at the forefront of a global technology revolution, transforming industries throughcutting-edge digital solutions and next...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Travel Echo Tech - $2,668 to $2,958 per week in Santa Cruz, CA

    Travel Echo Tech - $2,668 to $2,958 per week in Santa Cruz, CA

    AlliedTravelCareers • Santa Cruz, CA, US
    [job_card.full_time]
    AlliedTravelCareers is working with LRS Healthcare to find a qualified Echo Tech in Santa Cruz, California, 95062!.Ready to start your next travel adventure? LRS Healthcare offers a full benefits p...[show_more]
    [last_updated.last_updated_30] • [promoted]