Credit Products Underwriter II Commercial Banking

Credit Products Underwriter II Commercial Banking

Join us as a Credit Product Underwriter II Commercial. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small when we work together to build relationships.

The Credit Products Underwriter II - Commercial is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as : investment real estate, owner-occupied real estate, working capital, equipment, LBOs / acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. In addition, the CPU II is responsible for providing product and industry expertise to the client by designing and executing solutions for the more complex and specialized clients and transactions. Industries and Product offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects which require additional level of due diligence and analysis. The CPU II will have multiple active credit requests from various Relationship Managers and various geographic locations and must be able to prioritize and exhibit excellent time management. The CPU II will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Superb communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPU II's time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice. The CPU II will partner with the RMs to assist in generating revenue and profitability.

We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide opportunities for growth.

The majority of your time will be spent conducting the complex credit analysis to finance multiple business endeavors including; investment real estate, owner-occupied real estate, working capital, equipment, LBOs / acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. Your day will consist of credit conversations, decision making, and communication with credit leadership and Relationship Managers. You will work efficiently to get deals approved while mitigating risk. You will prepare commitment reports for all of the multi-state markets supported by the lending center. You will have client-facing responsibilities, providing consultation to deliver the best possible integrated solution to the client. You will help mentor and train junior underwriters.