Actuary

Kavaliro is seeking an Associate Actuary who will be supporting the execution of pricing, reserving, and analytical initiatives that inform decision-making across Underwriting, Claims, Marketing, Sales, Accounting, and IT. The role plays a key part in translating complex data into actionable insights that drive business performance.
Key Responsibilities

• Serve as a technical lead in areas such as pricing, reserving, data analytics, and predictive modeling.
  
• Partner closely with executive leadership and cross-functional stakeholders to promote data-informed strategy and decision-making.
  
• Provide mentorship and technical guidance to junior team members, encouraging innovation and continuous improvement.
  
• Design, develop, and deliver actuarial analyses using established methodologies to lead complex technical projects.
  
• Present findings and recommendations to management, regulators, and non-technical audiences through clear written and verbal communication.
  
• Identify and implement enhancements to rating and reserving processes to improve efficiency and effectiveness.
  
• Perform underwriting and rating research, including competitive filing reviews and evaluation of variables and algorithms to enhance risk segmentation.
  
• Coordinate with external vendors and regulatory bodies to support timely approval of filings.
  
• Be available outside of standard business hours to support the business during catastrophic events when required.

Qualifications

• Bachelor's degree in actuarial science, mathematics, statistics, finance, economics, or a related discipline.
  
• Associate of the Casualty Actuarial Society (ACAS) designation required.
  
• Minimum of five years of professional experience in actuarial, insurance, or related roles.
  
• Demonstrated strong analytical, problem-solving, and critical-thinking capabilities.

Required Skills

• Proven leadership skills, including the ability to influence, build consensus, and mentor others.
  
• Strong organizational, time-management, and attention-to-detail abilities.
  
• Ability to thrive in a fast-paced environment with shifting priorities and frequent change.
  
• Strong judgment and discretion when handling sensitive and confidential information.
  
• Effective relationship-building and collaboration skills across teams.
  
• Ability to produce accurate, concise financial analyses and reports.
  
• Excellent written and verbal communication skills.
  
• Advanced proficiency with Microsoft Office tools, particularly Excel.
  
• Advanced SQL expertise.
  
• Hands-on actuarial modeling experience, including pricing, reserving, and predictive analytics.
  
• Intermediate programming proficiency in languages such as Python or R.

Preferred Experience

• Familiarity with the Florida residential insurance market.
  
• Deep experience in actuarial pricing and/or predictive modeling.
  
• Experience with data visualization tools such as Power BI or Tableau.
  
• Exposure to geospatial and mapping tools such as ArcGIS or QGIS.

Kavaliro provides Equal Employment Opportunities to all employees and applicants. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Kavaliro is committed to the full inclusion of all qualified individuals. In keeping with our commitment, Kavaliro will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please respond to this posting to connect with a company representative.