Analyst, Credit Risk Management

Credit Risk Management Specialist

Under direct supervision, uses knowledge and skills, obtained through education and/or experience, training and/or certification, to conduct credit risk management activities of limited scope and complexity and develop risk profiles in assigned processes within a functional area. Recommends process improvements for departmental and business unit processes and procedures to improve internal controls and mitigation strategies. Guidance is provided to perform varied work that is difficult in character requiring some evaluation, originality and ingenuity to make decisions. Resolves or recommends solutions to problems. Results are evaluated at agreed upon milestones for effectiveness. Routine contact with associates in the group and elsewhere in the firm is required to identify, research and resolve problems.

Essential Duties and Responsibilities

• Supports ongoing credit risk management activities for assigned area of responsibility in accordance with internal standards, relevant government statutes and regulations.
• Assists with internal and Board level reporting and special projects
• Maintains departmental calendar and handles scheduling for critical meetings as well as taking minutes
• Stays up-to-date with evolving regulatory changes and market events impacting the business.
• Develops and maintains an in-depth understanding of business areas, its products, and supporting functions.
• Performs data collection and analysis in compliance with program requirements to assist in identifying, analyzing and recommending changes to core business processes to minimize risk.
• Assists in performing reviews for assigned areas to identify gaps and mitigation strategies.
• Identifies, reviews, assesses and documents credit risk management and control issues in assigned business processes.
• Assists in preparing written reports and recommendations on the effectiveness of assigned business processes and risk mitigation activities.
• Builds and maintains key relationships with stakeholders demonstrating a culture of engagement and assistance.
• Performs other departmental duties and responsibilities as assigned, including booking of travel and ordering of supplies

Knowledge of

• Fundamental concepts, practices and procedures of credit risk management.
• Fundamental concepts of financial markets and products.

Skill in

• Strong interpersonal skills for interfacing with all levels of management.
• Strong analytical skills, particularly with regard to assessing the probability and impact of an internal control weakness.
• Enthusiastic, self-motivated, effective under pressure.
• Proven ability to manage time and deliver against deadlines.
• Works well with others while insuring departmental priorities are obtained

Ability to

• Attend to detail while maintaining a big picture orientation.
• Gather information, identify linkages and trends and apply findings to assignments.
• Interpret and apply policies and identify and recommend changes as appropriate.
• Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.
• Meet tight deadlines within budgeted hours.
• Work independently, demonstrating initiative and problem solving skills.
• Establish and maintain effective working relationships at all levels of the organization.
• Provide a high level of customer service.

Education

Bachelor's: Accounting, Bachelor's: Business Administration, Bachelor's: Finance

Work Experience

General Experience - 4 to 6 months

Certifications

Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)

Travel

Less than 25%

Workstyle

Hybrid

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to:

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm

At Raymond James as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.