Credit OfficerIndustrial and Commerce Bank Of China USA NA • San Francisco, CA, US
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Credit Officer
Industrial and Commerce Bank Of China USA NA • San Francisco, CA, US
[job_card.30_days_ago]
[job_preview.job_type]
- [job_card.full_time]
[job_card.job_description]
Job Description
Job Description
Job Title: Credit Officer
Department: Credit – NCR Region
Location: San Francisco, CA (onsite)
Classification: Exempt
Reports to: VP and Credit Manager of the Region
Summary/Objective:
Responsible for preparation of credit assessment and other administrative matters in connection with credit.
Essential Functions:
1. Analyze financial statements, tax returns with emphasis on cashflow, profitability and liquidity
2. Review property appraisals, environmental reports and evaluate suitability as loan collaterals
3. Assessment preparations, interpret financial ratios and significance of various financial ratios
4. Discuss and meet with front office staff on prospective customers, visit collateral properties
5. Prepare department reports, order appraisals, review loan documents, approve GCMS
transactions and other responsibilities as required.
Required Education and Experience:
- Bachelor's degree (B. A. or B. S.) from four-year college or university.
- Three to seven years of related experience and/or training.
- Equivalent combination of education and experience.
Additional Qualifications:
Knowledge of real estate industry, title insurance industry a plus
Language/Communication Skills:
Good English and Chinese language skills and good writing skills
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