Talent.com
Mortgage Processor II
Mortgage Processor IITexans Credit Union • Richardson, TX, United States
Mortgage Processor II

Mortgage Processor II

Texans Credit Union • Richardson, TX, United States
[job_card.30_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Job Type

Full-time

Description

Position Purpose and Objectives

This position exists to provide superior quality customer service to members who are in the process of obtaining a 1st Mortgage, Home Equity Loan, Home Equity Line of Credit and Home Improvement Loan. Mortgage Loan processors will process all loans in a timely and accurate manner. The employee will maintain an open line of communication with the member and / or branch personnel as all necessary paperwork and documents are being gathered. The employee will review all needed conditions of loan approval (i.e. appraisal, title, flood certifications and income verification) to ensure compliance to Texans Credit Union Policy, State and Federal regulations. Additionally, employee is responsible for preparing / distributing the required preliminary initial disclosures within the requisite time-frame per federal requirements, preparing closing documents and coordinating / scheduling loan closing dates.

Major Duties and Essential Functions

  • Comprehensive review and analysis of 1st Mortgage, Home Equity Loans, Home Equity Lines of Credit, Lot Loans, Construction Loans, and Home Improvement loans (purchase and refinance).
  • Provide timely and accurate review of conditions of loan approval
  • Calculation of basic income
  • 1st line of appraisal and title review
  • Establish timely and proactive communication routines to follow up on conditions of loan approval and loan status updates with our members and / or branch personnel
  • Order and follow-up on vendor related documents (appraisal, title, flood certifications)
  • Prepare and distribute preliminary initial disclosures
  • Prepare and distribute loan closing documents
  • Schedule loan closing appointments and coordinate with branch personnel
  • Proactively manage loan pipeline
  • Complete loan funding process
  • 1st level escalation support
  • Performs additional duties as assigned
  • Provide utility and support in the following areas
  • Home Equity Line of Credit (HELOC) Conversions
  • Home Improvement Loan Draw Conversions
  • Review and Monitor HELOC expiration C-View reporting. Prepare HELOC expiration letters (3 month and 9 month period

Positions directly supervised : None

Requirements

Specific knowledge, skills, and abilities required for this position :

  • Good working knowledge and proficient understanding of Texas 1st Mortgage and Home Equity Lending and Requirements
  • Proficient in Mortgage / Home Equity loan processing with a good understanding of Mortgage / Home Equity products
  • Excellent written and verbal communication skills
  • Strong interpersonal skills to interact with members, vendors and other internal departments
  • Detail oriented
  • Ability to work independently and also thrive in a team and a fast-paced, ever-changing high production loan environment
  • Good computer skills and a working knowledge of Microsoft Office products including Excel
  • Excellent time management and organizational skills
  • Fundamental understanding of FISERV Velocity and OSI / DNA systems
  • Good working knowledge of CFPB-Dodd / Frank Ability to Repayment requirements and TRID regulatory parameters
  • Education : Equivalent to a high school education

    Experience : Minimum 3 years of similar or related experience in Mortgage / Home Equity loan processing

    [job_alerts.create_a_job]

    Mortgage Processor • Richardson, TX, United States

    [internal_linking.similar_jobs]
    Relationship Banker II

    Relationship Banker II

    Cathay Bank - Headquarters • Plano, TX, US
    [job_card.full_time]
    Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success.W...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    CRC II (Hybrid) - Dallas / Euless, TX

    CRC II (Hybrid) - Dallas / Euless, TX

    Syneos Health / inVentiv Health Commercial LLC • Dallas, TX, United States
    [job_card.full_time]
    CRC II (Hybrid) - Dallas / Euless, TX.Illingworth Research Group provides a range of patient focused clinical services to the pharmaceutical, healthcare, biotechnology and medical device industries.T...[show_more]
    [last_updated.last_updated_30] • [promoted]
    AP Invoice Processor

    AP Invoice Processor

    NextStep Recruiting • Frisco, TX, United States
    [job_card.full_time]
    NextStep Recruiting is partnering with a leader in live events and hospitality in Frisco, TX! Our client is seeking an Accounts Payable Invoice Processor on a contract basis.Process a high volume o...[show_more]
    [last_updated.last_updated_1_day] • [promoted]
    Payment Integrity Analyst II

    Payment Integrity Analyst II

    SmartLight Analytics • Plano, TX, US
    [job_card.full_time]
    [filters_job_card.quick_apply]
    The Payment Integrity Analyst II plays a critical role in analyzing and interpreting healthcare data to provide actionable insights for improving patient outcomes, optimizing clinical workflows, an...[show_more]
    [last_updated.last_updated_30]
    Proposal Specialist II

    Proposal Specialist II

    AECOM • Dallas, TX, US
    [job_card.full_time]
    At AECOM, we're delivering a better world.Whether improving your commute, keeping the lights on, providing access to clean water, or transforming skylines, our work helps people and communities thr...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Business Applications Analyst Senior - Treasury Management

    Business Applications Analyst Senior - Treasury Management

    USAA • Plano, Texas, US
    [job_card.full_time]
    Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for th...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Reverse Mortgage Originator Development Program

    Reverse Mortgage Originator Development Program

    Mutual of Omaha Mortgage • Dallas, TX, US
    [job_card.full_time]
    [filters_job_card.quick_apply]
    This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability.W...[show_more]
    [last_updated.last_updated_30]
    Associate, Client Processing II

    Associate, Client Processing II

    BNY • Dallas, TX, United States
    [job_card.full_time]
    Associate, Client Processing II.At BNY, our culture allows us to run our company better and enables employees’ growth and success. As a leading global financial services company at the heart of the ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Closer

    Closer

    Western Alliance Bancorporation • Dallas, TX, US
    [job_card.full_time]
    As a Closer, you'll prepare and coordinate the loan closing process which includes drawing and reviewing loan documents, balancing and releasing wire to closing agent. In addition, you'll audit loan...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Loan Collateral Doc Specialist

    Loan Collateral Doc Specialist

    Dallas Capital Bank • Dallas, TX, USA
    [job_card.full_time]
    [filters_job_card.quick_apply]
    At Dallas Capital Bank, we are proud to bring a world-class banking experience that combines new technology with unceasing service to the Dallas metroplex, and the people who make it strong.We take...[show_more]
    [last_updated.last_updated_1_day]
    Mortgage Field Services Inspector

    Mortgage Field Services Inspector

    FAR Inspections • Plano, TX, US
    [job_card.full_time]
    [filters_job_card.quick_apply]
    Apply HERE Only FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders. Independent contractors earn predictable ful...[show_more]
    [last_updated.last_updated_30]
    Commercial Loan Processor - Job #3560FR

    Commercial Loan Processor - Job #3560FR

    BritePros Medical Staffing • Dallas, Texas, United States
    [job_card.full_time]
    [filters_job_card.quick_apply]
    Commercial Loan Processor – To $72K – Dallas, TX – Job # 3560FR.The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value propos...[show_more]
    [last_updated.last_updated_30]
    Servicing Transfer Analyst

    Servicing Transfer Analyst

    Fay Servicing • Dallas, TX, US
    [job_card.full_time]
    Founded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both residential and business-purpose loans. As a specialty mortgage servicer who sees the customer ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Medical Claims Processor - Remote

    Medical Claims Processor - Remote

    NTT DATA • Plano, TX, US
    [filters.remote]
    [job_card.full_time]
    At NTT DATA, we know that with the right people on board, anything is possible.The quality, integrity, and commitment of our employees have been key factors in our company's growth and market prese...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Remote Equity / Option Trader

    Remote Equity / Option Trader

    Maverick Trading • Dallas, TX, USA
    [filters.remote]
    [job_card.full_time]
    Remote Day Trader – Stocks, Options & Futures | Dallas, TX.We profit only when you profit — no challenges, no gimmicks.Before you continue, please watch this short recruiting video — it explai...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Platform Engineer II - Linux (Onsite)

    Platform Engineer II - Linux (Onsite)

    Raytheon • Richardson, Texas, US
    [job_card.full_time]
    Date Posted : 2025-11-04 Country : United States of America Location : TX232 : Richardson 1727 CityLine 1727 East CityLine Drive Building C27, Richardson, TX, 75082 USA Position Role Type : Onsite U.Per...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    Postal Mail Processor - Hiring Nationwide

    Postal Mail Processor - Hiring Nationwide

    Postal Jobs Source • Dallas, Texas, United States
    [job_card.full_time]
    NO EXPERIENCE REQUIRED – PAID TRAINING PROVIDED – JOB SECURITY.The Postal Service is the largest government related agency in terms of employees. The Postal Service currently employs nea...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Bill Collector

    Bill Collector

    TradeJobsWorkforce • 75238 Dallas, TX, US
    [job_card.full_time]
    Responsible for performing various collection duties on consumer or mortgage accounts in various stages of risk or performance to effectively reduce delinquency, losses and increase recoveries.Area...[show_more]
    [last_updated.last_updated_30] • [promoted]