Mortgage Loan Officer

About the Job:

Join Independent Bank as a Mortgage Loan Officer! We’re seeking motivated individuals with a proven track record of success to help our customers achieve their home ownership dreams. Reporting to the Area Mortgage Sales Manager, you’ll originate various residential mortgage loans and participate in business development initiatives within your local community. Embrace our mission of inspiring financial independence today, with tomorrow in mind by becoming a key player in transforming how our customers finance their homes. Apply now to be part of our driven and innovative team!

Why You Should Apply:

• Competitive compensation package.
• A knowledgeable, goal-driven, and exciting team of colleagues.
• Exposure to different areas of banking and the ability to work with leaders within the industry.
• Community-focused events and volunteer opportunities.

What You Will Do:

• Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement.
• Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to:
  1. Communicate and interview borrowers to determine the best programs available for the borrower’s income, asset, and credit profile.
  2. Assist borrowers with the application process utilizing Blend and Encompass.
  3. Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting.
  4. Price and lock interest rates and monitor lock expiration dates.
  5. Assist operations as needed during the process of the loan.
  6. Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable.
• Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community.
• Performs other related duties as assigned.

What We're Looking For:

• High school diploma or equivalent education required.
• Bachelor’s degree or equivalent years of working experience preferred.
• 3+ years of sales experience, originating real estate mortgage loans preferred.
• Excellent interpersonal, presentation, and communication skills.
• Proven networking and relationship-building skills.

Be YOU. Be Independent!