Talent.com
Senior Mortgage Underwriter
Senior Mortgage UnderwriterNorthwest Bank • Columbus, OH, United States
Senior Mortgage Underwriter

Senior Mortgage Underwriter

Northwest Bank • Columbus, OH, United States
[job_card.30_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Job Description

The Senior Mortgage Banker is responsible for underwriting residential and equity lines / loans ensuring compliance with appropriate company and secondary market investor standards, including Fannie / Freddie and additional investors (Wells, FHLB, BofA, etc.), ensuring loan requests meet program and product specifications, suggesting counteroffers to a different precut and / or program when appropriate, and communicating decision (approval, suspense, denial) to appropriate individuals and issuing proper documentation.

Essential Functions

  • Underwriting residential and equity lines / loans ensuring compliance with appropriate company and secondary market investor standards, including Fannie / Freddie and additional investors (Wells, FHLB, BofA, etc.)
  • Underwrite Jumbo Loans
  • Underwrite government loans including FHA / VA / RD / and CRA programs
  • Examine loan documentation for accuracy and completeness
  • Follow the provisions of the Gramm-Bliley Act and the Bank's privacy policy; maintaining a high level of confidentiality
  • Make timely and accurate decisions while thriving in a fast paced environment
  • Ensure appropriate pricing
  • Check accuracy of all calculations
  • Underwrite and decision equity loans
  • Underwrite and decision purchase and refinance loans
  • Determine decision on pre-approval applications
  • Determine decision on modification requests
  • Communicate decision on loans to appropriate parties
  • Confirm adverse decisions
  • Partner with Mortgage Bankers
  • Identify and resolve loan issues
  • Recommend improvements to procedures
  • Maximize use of loan origination system
  • Evaluate the entire credit package and collateral for residential mortgage loans
  • Ensure an "investment" quality loan product

Additional Essential Functions

  • Ensure compliance with Northwest's policies and procedures, and Federal / State regulations
  • Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
  • Work as part of a team
  • Work with on-site equipment

    • Additional Responsibilities

  • Perform related duties as directed by manager

    • Safety and Health for those without supervisory duties

  • Abide by the rules of the safety and loss prevention program
  • Perform work tasks in a safe manner
  • Report any and all injuries to supervisor
  • Know what to do in case of an emergency

    • QUALIFICATIONS

    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    Education

    Associate's Degree

    Work Experience

    5 - 6 years mortgage experience

    5 - 6 years experience underwriting loans and management experience

    General Employee Knowledge, Skills, and Abilities

  • Ability to establish effective working relationships among team members and participate in solving problems and making decisions
  • Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written
  • Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information
  • Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information
  • Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas

    • Additional Knowledge, Skills and Abilities

    Knowledge of RESPA 2010, MDIA, Dodd Frank, HVCC regulations, Freddie / Fannie lending guidelines, and automated underwriting and guidelines

    Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

    [job_alerts.create_a_job]

    Mortgage Underwriter • Columbus, OH, United States

    [internal_linking.similar_jobs]
    Commercial Credit Underwriter (1mm-10mm commitments)

    Commercial Credit Underwriter (1mm-10mm commitments)

    KeyCorp • Columbus, OH, US
    [job_card.full_time]
    The Commercial Credit Underwriter (1mm-10mm commitments) is an individual contributor experienced in, and responsible for gathering, analyzing and interpreting various types of credit information o...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Insurance Underwriter

    Insurance Underwriter

    Diedre Moire Corp. • Columbus, Ohio, United States
    [job_card.full_time]
    Insurance - Trucking Insurance Underwriter - Columbus, OH Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Truckers Trucking Transportation Inland Marine ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Transactions Underwriter

    Transactions Underwriter

    Lument • Columbus, OH, US
    [job_card.full_time]
    Transaction Underwriting Associate, FHA / USDA Transactions Agency Risk.The Transaction Underwriting Associate, FHA / USDA Transactions Agency Risk will underwrite and process FHA / USDA Healthcare and...[show_more]
    [last_updated.last_updated_30] • [promoted]
    HAZMAT CDL-A Truck Driver - Average $75,400-$85,000 / Yr - 6 Months Exp.

    HAZMAT CDL-A Truck Driver - Average $75,400-$85,000 / Yr - 6 Months Exp.

    Hogan Transports • Orient, OH, US
    [job_card.full_time]
    Hogan Transports is Now Hiring CDL-A Truck Drivers in Delaware, OH!.CDL-A Truck Driver - Mostly Home Daily.Average annual pay of $75,400-$85,000. Top drivers earn $90,000 annually!.Sign-on bonus for...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    Mortgage Origination Manager

    Mortgage Origination Manager

    KEMBA Financial Credit Union • Columbus, OH, US
    [job_card.full_time]
    Title : Mortgage Origination Manager.Reports to : Chief Sales Officer.Supervises : Mortgage Loan Originators.The Mortgage Originations Manager leads our inside and outside sales mortgage originations ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Senior Commercial P&C Underwriter

    Senior Commercial P&C Underwriter

    Universal Shield Insurance Group • Dublin, Ohio, United States
    [job_card.full_time]
    [filters_job_card.quick_apply]
    Universal Shield Insurance Group.Universal Fire & Casualty Insurance Company (www.Senior Commercial Insurance P&C Underwriter at our Dublin, Ohio, Bridge Park Corporate Office location, or ...[show_more]
    [last_updated.last_updated_30]
    Drive with DoorDash - Onboarding / Onboard

    Drive with DoorDash - Onboarding / Onboard

    DoorDash • Circleville, OH, United States
    [job_card.full_time] +1
    Why Become a Shopper with DoorDash?.Turn your shopping skills into extra income.Whether you’re helping someone stock up on groceries or delivering a last-minute convenience order, as a Shopper you ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Appraisal Underwriter

    Appraisal Underwriter

    M / I Homes • Columbus, OH, US
    [job_card.full_time]
    M / I Homes has been building new homes of outstanding quality and superior design for more than 40 years.Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to alwa...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Business Banking Underwriter IV

    Business Banking Underwriter IV

    Huntington • Columbus, OH, US
    [job_card.full_time]
    Business Banking Underwriter IV.The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.Sup...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Underwriter

    Senior Underwriter

    CrossCountry Mortgage • Columbus, OH, US
    [job_card.full_time]
    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.Our ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Transactions Underwriter

    Transactions Underwriter

    ORIX USA • Columbus, OH, US
    [job_card.full_time]
    Transaction Underwriting Associate, FHA / USDA Transactions Agency Risk.The Transaction Underwriting Associate, FHA / USDA Transactions Agency Risk will underwrite and process FHA / USDA Healthcare and...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Business Reporting Associate (Remote)

    Business Reporting Associate (Remote)

    Scale AI • Columbus, Ohio, United States
    [filters.remote]
    [job_card.full_time]
    Join a global community of talented professionals to shape the future of AI.Earn up to $15 USD / hr and additional rewards based on quality of submission. Outlier is committed to improving the intelli...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Mortgage Senior Underwriter - Mortgage Underwriting - Pittsburgh, PA

    Mortgage Senior Underwriter - Mortgage Underwriting - Pittsburgh, PA

    WesBanco Bank Inc. • Columbus, OH, United States
    [job_card.full_time] +1
    Mortgage Senior Underwriter - Mortgage Underwriting.Bachelor's degree from four year college or university preferred.Minimum of 5 years of residential underwriting experience required.Current knowl...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    SBA Underwriter III

    SBA Underwriter III

    Northwest Bank • Columbus, Ohio, United States
    [job_card.full_time]
    The SBA Underwriter III role supports the Commercial and Small Business Banking lines of business.This position functions as a credit resource who engages in eligibility determination, recommends a...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Commercial P&C Underwriter

    Commercial P&C Underwriter

    Universal Shield Insurance Group • Dublin, Ohio, United States
    [job_card.full_time]
    [filters_job_card.quick_apply]
    Universal Shield Insurance Group (and its member companies, Universal Fire & Casualty Insurance Company (www.Commercial Insurance P&C Underwriter at our Dublin, Ohio, Bridge Park Corporate ...[show_more]
    [last_updated.last_updated_30]
    Travel MRI Tech - $2,179 to $2,416 per week in Lewes, DE

    Travel MRI Tech - $2,179 to $2,416 per week in Lewes, DE

    AlliedTravelCareers • Delaware, US
    [job_card.full_time]
    AlliedTravelCareers is working with LRS Healthcare to find a qualified MRI Tech in Lewes, Delaware, 19958!.Ready to start your next travel adventure? LRS Healthcare offers a full benefits package, ...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    Senior Mortgage Lender

    Senior Mortgage Lender

    Civista Bank • Dublin, OH, United States
    [job_card.full_time]
    The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community'...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Underwriter, Small Business

    Underwriter, Small Business

    Encova Insurance • Columbus, Ohio, United States
    [job_card.full_time]
    The salary range for this job posting is $61,742.The above represents the full salary range for this job requisition.Ultimately, in determining your pay and job title, we'll consider your location,...[show_more]
    [last_updated.last_updated_30] • [promoted]