Talent.com
LOAN SERVICING SPECIALIST
LOAN SERVICING SPECIALISTSandia Area • Albuquerque, NM, United States
[error_messages.no_longer_accepting]
LOAN SERVICING SPECIALIST

LOAN SERVICING SPECIALIST

Sandia Area • Albuquerque, NM, United States
[job_card.variable_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Location : Operations Center, NE ABQ

Schedule of Work : (not a remote or hybrid position)

  • Monday to Friday : 8 : 30 AM to 5 : 30 PM

Please note that this schedule is subject to change as needed.

As a valued full-time team member, you'll enjoy fantastic benefits that promote your health and well-being :

  • Comprehensive Medical, Dental, and Vision Insurance
  • Paid Short-Term Disability, Life Insurance, and AD&D
  • Holiday Pay, Vacation, Birthday, Floating Holiday & Sick Leave
  • Tuition Reimbursement for Professional Development
  • 401(k) Plan with Employer Match
  • Pension Plan for Long-term Security
  • Exciting Opportunities for Career Advancement
  • Overall Job Purpose

    At Sandia Area, every position plays a vital role in fulfilling our mission to deliver high-value banking and lending services that strengthen the financial well-being of our members and community. Each team member is expected to embody our core values of Service, Sustainability, Efficiency, Trust, Stewardship, and Growth, contributing to our vision of empowering lifelong achievement through better banking. While specific responsibilities vary by role, every position carries universal expectations aligned with its level of responsibility and authority across the organization.

    As a Loan Servicing Specialist I at Sandia Area, you are responsible for delivering excellent service while maintaining personal accountability in your actions and behaviors. By prioritizing member satisfaction and operational efficiency, you directly contribute to the organization's mission of strengthening financial well-being for our members and community. You are entrusted to uphold our values in every interaction, ensuring trust, accuracy, and a focus on service excellence.

    Reporting directly to the Loan Servicing Director, the Loan Servicing Specialist I is responsible for a wide variety of back-office tasks. This includes, but is not limited to, sending delinquent accounts to the attorney, ensuring collection fees are expensed accurately, transferring payments as directed by Special Accounts Officers, coding accounts under bankruptcy protection and charging off loans and share accounts at appropriate times.

    Duties and responsibilities

    Department Operational Support

  • Prepare documentation to be sent to Credit Union's attorney. Log legal action, update and correspond with Credit Union's attorney regarding requests and updates.
  • Ensure documents are completed and filed according to Policy and Procedure.
  • Review and accurately complete monthly board reports.
  • Backup for various loan servicing tasks such as payment adjustments, non-hardship modification requests, monitoring HELOCs past their draw period, reviewing insurance waiver requests and reviewing holds on share secured loans.
  • Transfer funds to delinquent loans as directed by Special Accounts Officers.
  • Accurately process share, credit card and loan charge offs as directed by the Loan Servicing Director. Review source documentation for third party loans to make sure the charge off tracking record contains accurate information.
  • Index collection documents, loan documents, insurance, property tax documentation, financial documents, and other supporting documentation to the image retention system.
  • Ensure that all collection fees are either expensed or added to the loan balance in accordance with policy requirements.
  • Obtain copies of insurance policies from repossession companies and provides them to the Loan Servicing Director.
  • Compliance & Policy Adherence

  • Prepare files, titles, and repossession documents.
  • Prepare and send member correspondence.
  • Comply with all applicable regulations such as Fair Debt Collection Practices Act, Equal Credit Opportunity Act and fair lending laws.
  • Ensure loans remain in compliance with various regulations such as SCRA, flood insurance monitoring, escrow remittances, the Federal Credit Union Act and other applicable laws.
  • Review reports looking for anomalies, such as loans with zero percent interest rates, loans whose balance exceeds the original loan amount, and ensures 1098 reporting information is accurate.
  • Transaction & Account Support

  • Accurately flag and code accounts in bankruptcy.
  • Report, update and investigate charged off share information in Chexsystems and Episys.
  • Reconcile collateral protection insurance premiums, apply payments and ensure credit or premium is applied to the appropriate account.
  • Accurately update payment amounts, due dates, and interest rates for approved extensions and modified loans in Episys.
  • Accurately correct third party exceptions within the collection's software.
  • Expectations of all Sandia Area employees

  • Demonstrate a strong commitment to upholding the organization's mission, vision, and values in all interactions and responsibilities.
  • Represent the credit union with professionalism, integrity, and ethical conduct at all times.
  • Maintain a thorough understanding and strict adherence to credit union regulations, compliance requirements, policies, procedures, and operational guidelines.
  • Consistently meet deadlines as assigned while ensuring accuracy, efficiency, and adherence to quality standards.
  • Foster a positive and supportive environment for both members and employees, ensuring interactions align with the credit union's mission and service philosophy.
  • Adhere to all regulatory and compliance policies, upholding the highest standards of security, confidentiality, and ethical financial practices in all interactions.
  • Maintain the confidentiality and security of information, records, and sensitive data, in compliance with credit union policies and regulatory requirements.
  • Adapt to evolving responsibilities, taking on additional duties as assigned to support the success of the organization.
  • Demonstrate a commitment to continuous learning, professional development, and staying informed on industry trends and best practices.
  • Willing to undergo background and credit checks as required by federal and state regulations.
  • Understand and comply with all policies, procedures, and legal guidelines, including adherence to the Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), and other applicable financial regulations.
  • Knowledge, Skills, and Abilities (KSAs)

  • Expertise in document management and customer service with a requisite understanding of financial institution operations.
  • Superb customer service abilities and problem-solving skills.
  • Exceptional time management and organizational skills, with the ability to prioritize tasks, manage multiple responsibilities, and adapt to a fast-paced environment.
  • Proactive in seeking professional growth, embracing both formal and informal development opportunities, and demonstrating adaptability to new responsibilities.
  • Team-oriented with a strong collaborative mindset, actively supporting team members and contributing to a positive and high-performing environment.
  • Proficient in Microsoft Office, including Outlook, Word, Excel, and PowerPoint.
  • Ability to perform essential functions, including the ability to lift up to 20 lbs. as needed.
  • Minimum Education and Experience Requirements

  • HSD or GED
  • Two (2) years of applicable experience required.
  • High level of analytical ability where problems are complex.
  • High level of organizational skills.
  • Requires the ability to adjust priorities to ensure deadlines are met
  • Please submit an employment application to www.sandia.org / careers
  • Sandia Area Federal Credit Union (SAFCU) is an Equal Opportunity Employer.

    Sandia Area Federal provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

    [job_alerts.create_a_job]

    Loan Servicing Specialist • Albuquerque, NM, United States

    [internal_linking.similar_jobs]
    Clinical Liaison - Up to $10k Sign on Bonus

    Clinical Liaison - Up to $10k Sign on Bonus

    ClearSky Health • Rio Rancho, NM, United States
    [job_card.full_time]
    Our hospital provides high-quality care that transforms the lives of those living with disabling injuries and illnesses.We distinguish ourselves through our commitment to excellence, to our patient...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Remote Customer Service Specialist

    Remote Customer Service Specialist

    ForgeFit • Albuquerque, NM, US
    [filters.remote]
    [job_card.full_time]
    [filters_job_card.quick_apply]
    Remote Customer Service Specialist Company : ForgeFit Location : Remote (U.Full-Time About ForgeFit At ForgeFit, we supply premium fitness equipment to gyms, studios, and trai...[show_more]
    [last_updated.last_updated_30]
    Travel Physical Therapist

    Travel Physical Therapist

    Go Healthcare • Albuquerque, NM, US
    [job_card.full_time]
    Go Healthcare is seeking a travel Physical Therapist for a travel job in Albuquerque, New Mexico.Job Description & Requirements. Pay package is based on 8 hour shifts and 40 hours per week (subj...[show_more]
    [last_updated.last_updated_30] • [promoted]
    TurboTax Customer Service Specialist - Remote ($18.50 per hour plus Bonus)

    TurboTax Customer Service Specialist - Remote ($18.50 per hour plus Bonus)

    TurboTax • Rio Rancho, New Mexico
    [filters.remote]
    [job_card.full_time]
    Work from home with TurboTax Product Expert.Get a $405 Certification bonus³.Work from home & set your own flexible schedule between 8am EST and 12am midnight EST Monday to Sunday⁴.Earn an ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Travel LPN, Long-Term Care / SNF

    Travel LPN, Long-Term Care / SNF

    GLC On-The-Go • Albuquerque, NM, US
    [job_card.full_time]
    GLC On-The-Go is seeking a LPN / LVN Long Term Care (LTC) Long Term Care for a travel job in Albuquerque, New Mexico.Job Description & Requirements. Pay package is based on 8 hour shifts and 40 ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Travel Outpatient Physical Therapist - $2,126 per week

    Travel Outpatient Physical Therapist - $2,126 per week

    Prime Time Healthcare Therapy • Los Lunas, NM, United States
    [job_card.full_time]
    Prime Time Healthcare Therapy is seeking a travel Outpatient Physical Therapist for a travel job in Los Lunas, New Mexico. Job Description & Requirements.Includes estimated wage of $22 hr - $ 27 hr ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Transportation Revenue System Specialist

    Transportation Revenue System Specialist

    CDM Smith • Rio Rancho, NM, United States
    [job_card.full_time]
    Works with and leads multi-disciplinary teams to help our customers design, test, implement, and oversee solutions for transportation revenue collection. The position will focus on design, procureme...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Center Manager Physical Therapy-Los Lunas

    Center Manager Physical Therapy-Los Lunas

    Butler Recruitment Group LLC • Los Lunas, New Mexico, United States
    [job_card.full_time]
    [filters_job_card.quick_apply]
    Responsible for the management of operations of therapy centers and treatment of a full patient case load.Ensures compliance with all policies and procedures. Responsible for center financial perfor...[show_more]
    [last_updated.last_updated_30]
    Quick Lane Service Advisor

    Quick Lane Service Advisor

    Chalmers Ford Inc • Rio Rancho, NM, US
    [job_card.full_time]
    This position is a daytime position Tuesday through Saturday, from 7 : 00 a.At Chalmers Ford, we strive to make every customer a customer for life. Happy employees make happy customers, and we reward ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Travel Physical Therapist

    Travel Physical Therapist

    Ardor Health Solutions • Los Lunas, NM, US
    [job_card.full_time]
    Ardor Health Solutions is seeking a travel Physical Therapist for a travel job in Los Lunas, New Mexico.Job Description & Requirements. Our Awesome Benefits include : \n.Weekly pay — every F...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Travel CT Technologist

    Travel CT Technologist

    Prime Time Healthcare • Livingston Wheeler, NM, US
    [job_card.full_time]
    Prime Time Healthcare is seeking a travel CT Technologist for a travel job in Livingston Wheeler, New Mexico.Job Description & Requirements. Prime Time Healthcare is a leading provider of travel...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Travel Physical Therapist

    Travel Physical Therapist

    Triage Staffing • Los Lunas, NM, US
    [job_card.full_time]
    Triage Staffing is seeking a travel Physical Therapist for a travel job in Los Lunas, New Mexico.Job Description & Requirements. Travel Rehab : Physical Therapy Los Lunas, NM.Location : ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Loan Sales Specialist

    Loan Sales Specialist

    OneMain Financial • Rio Rancho, NM, US
    [job_card.full_time]
    At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members ...[show_more]
    [last_updated.last_updated_1_day] • [promoted]
    Client Enrollment Specialist- 100% Virtual on Your Schedule (Remote)

    Client Enrollment Specialist- 100% Virtual on Your Schedule (Remote)

    Global Elite Empire Agency • Albuquerque, NM, United States
    [job_card.full_time]
    Our company has moved to 100% virtual, work-from-home positions.This position allows you to build your career around your life, rather than being forced to build your life around your career!.We're...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    FHA Mortgage Servicing Representative

    FHA Mortgage Servicing Representative

    Contact Government Services, LLC • Albuquerque, NM, US
    [job_card.full_time]
    FHA Mortgage Servicing Representative.Employment Type : Full Time , Entry Level.CGS is seeking an FHA Mortgage Servicing Representative to join our team supporting a wide-ranging customer support in...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Travel Physical Therapist - Long Term Care / SNF

    Travel Physical Therapist - Long Term Care / SNF

    Core Medical Group • Rio Rancho, NM, US
    [job_card.permanent] +1
    Core Medical Group is seeking a travel Skilled Nursing Facility (SNF) Physical Therapist for a travel job in Rio Rancho,, New Mexico. Job Description & Requirements.Client in NM seeking Physical...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Physical Therapist Assistant 5k Bonus

    Physical Therapist Assistant 5k Bonus

    Armada Physical Therapy • Los Lunas, NM, United States
    [job_card.full_time]
    Apply today for the Physical Therapist Assistant role with Armada Physical Therapy and ask how you can receive $5,000 towards your student loans!. Physical Therapist Assistant (PTA), Full-Time.Main ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Travel Outpatient Physical Therapist

    Travel Outpatient Physical Therapist

    Concentric Healthcare Staffing • Albuquerque, NM, US
    [job_card.full_time]
    Concentric Healthcare Staffing is seeking a travel Outpatient Physical Therapist for a travel job in Albuquerque, New Mexico. Job Description & Requirements.NM License needed, Outpatient setting...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]