AML Investigations Analyst - Surveillance

AML Investigations Analyst - Surveillance

Mechanics Bank is currently searching for an AML Investigations Analyst - Surveillance to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This person will be working on-site in Roseville, California.

Under general supervision, the AML Analyst is responsible for detecting possible illicit activity conducted thru the Bank. The position is responsible for account identification, analyzing and escalating to the Investigations team any transactions believed to be associated with unusual and suspicious account activity such as potential fraud, structuring, money laundering, or / and terrorist financing in accordance with the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations. This position requires attention to detail, as well as analytical skills to identify suspicious activity.

What you will be doing :

• Detects and investigates complex transaction monitoring alerts to identify trends and potential suspicious activity produced by the AML software system, various transaction monitoring reports and / or referrals from other areas of the Bank and makes determination on appropriate course of action.
• Completes written narrative upon researching and analyzing transaction monitoring alerts and makes recommendations for further investigation, if warranted.
• Exercises solid judgment on examining information, and document suspicious activity, behaviors and / or patterns.
• Corresponds with business units and branches for clarification of the activities conducted and obtain supporting documentation.
• Maintains an understanding of the BSA / AML compliance requirements.
• Completes on-going Bank required training to maintain knowledge of federal and state laws and regulations, including BSA, AML and OFAC, along with the Bank's policies and procedures.
• Attends seminars, webinars, and other outside compliance training, as directed by management.
• Establishes and maintains effective liaison and communication with business units, operational units and any other employee of the bank to enhance resolution efforts.
• Corresponds with business units and branches for clarification of the activities conducted and obtain supporting documentation.
• Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values.
• Perform other duties and responsibilities as assigned.

Who you are :

ADA Requirements :

Pay : $30.00 - $37.00 hourly

AIP / Bonus : up to 5%

Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes :

Final compensation package will be determined by the work experience, education, and / or skill level of the applicant along with internal equity and alignment with geographic market data.