Community Home Loan Originator

About This Job

The main purpose of this job is to support and enhance Commerce Bank's community relationships with various non-profits, underserved communities, housing organizations, and community outreach entities. The job will also be responsible for creating community awareness regarding Commerce Bank’s mortgage products, services and programs and encourage homeownership through networking events and community related and bank sponsored seminars.

Essential Functions

• Actively promote Commerce Bank's affordable housing products in targeted areas

• Originate CRA eligible residential mortgage loans in accordance with the bank's policies and procedures

• Establish a strong presence for Commerce Bank in the assigned market by developing relationships with realtors and community development groups

• Work with non-profits and other community organizations to provide homeownership and financial education

• Attend Community Seminars/Workshops/Training

• Meet with community partners, prospects, or other CRA qualified contacts to educate on Commerce Bank's products and services

• Provide monthly report to management for previous week's CRA involvement/activities

• Perform other duties as assigned

Knowledge, Skills & Abilities Required

• Intermediate knowledge of the home loan industry

• Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements

• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities

• Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills

• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values

• Intermediate level proficiency with Microsoft Word, Excel and Outlook

Education & Experience

• Associate’s degree or equivalent combination of education and experience required

• 2+ years experience in sourcing and/or originating Community Development related first mortgage loans primarily in a regulated financial institution environment required

• Significant relationships/connections with Realtors, Non-Profits, Civic Leaders and other organizations that specialize in Community Development lending substantiated by referrals, letters of recommendation, public recognition, awards, etc. preferred

• Bilingual in Spanish is preferred