Lead Senior Credit Analyst

Description

The Lead Senior Credit Analyst is responsible for the ongoing development of regional Level I and II credit analysts; Maintaining up to date market level risk profiles; Aiding the Regional Credit Manager ("RCM") in managing loan requests through the approval process; Providing support in underwriting loan requests with loan exposures at Executive Loan Committee ("ELC") Level.

Essential Duties

• Lead regional level I and II Analysts in conjunction with the RCM to ensure skill development and work quality is consistently maintained.
• Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval. Lead Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity.
• Conduct the credit review process to ensure that all underwriting, policy, and compliance procedures are followed for all requests and support RCM on ELC requests.
• Apply City Bank loan policy and confirm all risks have been identified to ensure loan approval memos are transparent to the approval authority.
• Maintain effective relationships with Senior Management and lending staff and assist Lenders on client calls / meetings.
• Mentor and train level I and II Credit Analysts, as well as coordinate and oversee internal group training at all levels.
• Participate in the hiring process and development of the credit department.
• Identify and coordinate external training opportunities for credit department.
• Participate in training modules that consist of advanced credit analysis, management, and leadership annually.
• Other job duties as required by the Regional Credit Managers.

Equal Opportunity Employer / Veterans / Disabled