Risk Analyst

Risk Analyst

Join one of the top 20 auto finance companies in the industry and grow with us! We offer in-house promotions, great benefits, work-life balance, and job stability. If you're looking to work for a rewarding company that encourages their employees to learn and develop, then partner with Lobel.

Position Summary

The Risk Analyst is responsible for assessing credit risk, reporting on credit metrics, conducting data and business analysis, utilizing best practices of data analysis to ensure data results are accurate, summarizing findings, developing recommendations and presenting analyses to management in a clear, concise, convincing, and actionable format.

Multiple projects are assigned simultaneously that require the ability to multi-task between scorecard development, analysis, coding rules, studying and generating market reports, and subpopulation studies. In addition, the Risk Analyst is responsible for developing, maintaining, and refining credit scoring models. Projects are completed in a team and individual environment.

Basic Responsibilities

• Perform studies on customer applications and performance data for segmentation
• Develop models for projection (i.e. delinquency, charge-off, profit and loss)
• Develop, code, and test logic to be used in automated pricing
• Develop, monitor, and maintain complex consumer credit statistical models (i.e. origination scorecards)
• Solve business problems and drive better decisions
• Prepare and effectively present key summary analysis to upper management

Skills & Qualifications

• 3+ years of work experience in similar field
• Bachelor's degree in statistics, finance, or other quantitative fields. Master's degree a plus.
• Proficiency in SQL and Python
• Demonstrated history of strong organizational, analytical, and problem solving skills
• Adaptable to change, enjoys a fast-paced and challenging environment
• Ability to work as part of a team to achieve the goals of the department

Company Benefits

• 401K with company match
• Medical, dental and vision
• Optional life insurance
• Paid holidays
• Paid vacation and sick days

Lobel Financial is a full-spectrum auto financing solution that specializes in the acquisition and servicing of prime to sub-prime motor vehicle retail installment contracts. We are head quartered in Southern California and have branch offices coast-to-coast.

Employees choose Lobel because of the work-life balance, positive company culture, reward system, benefits and flexibility. If you are an employee and you want to work with a company that is consistently growing, offers competitive salaries and benefits, promotes their employees, and provides a stable work environment, then you've found it with Lobel.

Lobel Financial is an equal opportunity employer.