Manager, Structured Finance Portfolio Management

Asset-Backed Finance Portfolio Manager

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description

Credit Portfolio Management sits at the intersection of PayPal's on-balance sheet credit business and off-balance sheet asset externalization. Our mandate is to protect and optimize return on capital, liquidity, and reputation by managing balance sheet lending and capital markets trades across consumer and merchant lending. We ensure portfolios align with strategy, deliver target economics, and operate within a strong control framework. With Capital Markets, we manage relationships with investors, banks, advisers, and rating agencies. As an asset-backed finance portfolio manager, you will own PayPal's off-balance sheet credit portfolio globally. Externally, you'll be the key interface for investors, banks, and rating agencies on collateral performance, valuation, and post-closing management. Internally, you'll integrate data, market intelligence, and analytics to report profitability, financial impact, and performance trends to leadership.

Essential Responsibilities :

• Develop and articulate clear plans to optimize the credit portfolio and meet team performance
• Perform more-complex financial objectives highly specialized domain knowledge and advanced business expertise
• Lead some lending activities that align with it's financial objectives and may coordinate activities of others
• Design credit portfolios for long-term financial success understanding of business needs and industry trends
• Determine methods and procedures on new assignments that may impact activities of others

Expected Qualifications :

Additional Responsibilities & Preferred Qualifications :

Responsibilities

Experience & Skills :

PayPal is committed to fair and equitable compensation practices. The total compensation for this position may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https : / / www.paypalbenefits.com .

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https : / / careers.pypl.com / contact-us .

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

At PayPal, we're committed to building an equitable and inclusive global economy. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https : / / www.paypalbenefits.com .

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and / or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com .

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community . We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate