PL Product Manager

Pricing & Risk Manager

Kin is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (from purchasing, servicing to claims) simple and friction-free, especially in the places traditional insurers often ignore.

We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to :

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2025).
• Forbes' America's Best Startup Employers (2021-2024, Ranked #37 in 2024).
• Inc. 5000 Fastest-Growing Private Companies.
• Forbes' Fintech 50.

Simply put, our people are what make us great we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what's the role?

We're looking for a strategic and results-driven Pricing & Risk Manager to join our Insurance team and drive profitable growth across new and existing markets. In this role, you'll leverage your industry expertise to develop and manage state-specific insurance products, ensuring competitive pricing, strong underwriting practices, and regulatory compliance.

You'll take ownership of the entire product lifecyclefrom market research and data analysis to go-to-market planning and execution. Collaborating cross-functionally with actuarial, claims, distribution, and other teams, you'll develop integrated strategies that align with our financial goals and customer needs. Your insights will help identify market gaps and shape innovative solutions that keep Kin at the forefront of the home insurance industry.

A Day in the Life Could Include :

I've Got the Skills But Do I Have the Necessary Ones?

Bonus Points :

Oh, and don't worry, we've got you covered!

We offer a comprehensive benefits program, allowing you to choose the benefits that are best for you and your family including : Medical, Dental, Vision, Life Insurance, Short and Long Term Disability Insurance options, Employee Assistance Program, as well as elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance and pet insurance. Kinfolk become eligible for benefits on the first day of the month following their start date.

In addition to these benefits, we also are excited to offer the following :

Kin will accept applications for the role until March 30th, 2026

For Sales Agents and Customer Service Agents : These roles sit in any of the following 30 states : AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states : AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.

State locations and specifics are subject to change as our hiring requirements shift.

About Kin

Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders.

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference we honor it, nurture it, and celebrate it. We don't discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.