Relationship Banking Officer

Youre looking to build a reputation for taking care of business by understanding that a banking relationship should be transformational not just transactional. Join our growing team where your ambition will be supported and celebrated. Were hiring a Relationship Banking Officer for our Indiana market and we cant wait to hear from you!

The Relationship Banking Officer develops relationships with prospective and existing clients and will be responsible for overall management of those relationships. Responsibilities will include originating loans and deposit accounts for business and for high net worth individuals. The Relationship Banking Officer will generate loans. Within the portfolio managed, the business banker will be responsible for credit decisions (within authority guidelines), overall credit quality, and fee income.

Duties and Responsibilities

• Builds relationships with clients by providing value added services and expertise.
• Participates in companys organized, primarily team-based officer call program.
• Through a deep understanding of bank products and services, uncovers needs and makes recommendations to clients and prospects.
• Partners with business development and treasury management personnel to create new and expand existing client relationships.
• Identifies current and prospective sales and expansion opportunities by reviewing client and market data and trends.
• Ensures credit quality at loan origination and through ongoing monitoring of assigned loan portfolio in accordance with loan policy.
• Establishes and negotiates the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral requirements with guidance from the Senior Loan Officer and Senior Credit Officer.
• Presents loan requests to the Banks Loan Committees.
• Collaborates with and delegates tasks to portfolio manager to ensure that clients needs are met and documentation and operational tasks of loan are completed properly.
• Strategically maintains public relations with the community by serving on local boards and committees and attending community functions.
• Protects the bank and clients by following company policies and procedures and completing required BSA and compliance courses.
• Performs other duties as assigned.

Qualifications

• Skill Requirements:
  • Data analysis
  • Forecasting
  • Problem solving
  • Computer usage
  • Verbal and written communication
  • Detail orientation
  • Critical thinking
  • Strategic thinking
  • Strong negotiating and sales skills to ensure mutually beneficial relationships
  • Conflict resolution
• Knowledge: Credit, bank products, rules, and regulations
• Work experience: 5 years financial services industry or related experience
• Education: Bachelors degree in business or related field
• Motivations: Desire to grow in career and to help clients to thrive

The position offers a competitive salary, medical insurance coverage, 401K-retirement plan, and other benefits.

EO / M /F/ Vet / Disability. First Bank is an equal opportunity employer. It is our policy to provide opportunities to all qualified persons without regard to race, creed, color, religious belief, sex, sexual orientation, gender identification, age, national origin, ancestry, physical or mental handicap, or veteran's status. Equal access to programs, service, and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources.

This application will be given every consideration, but its receipt does not imply that the applicant will be employed. Applications will be considered for vacancies which arise during the 60-day period following submission. Applicants should complete an updated application if not contacted and/or hired during this 60-day evaluation period.

Replies to all questions will be held in strictest confidence.

In order to be considered for employment, this application must be completed in full.

APPLICANT'S STATEMENT

By submitting an applicationIagree to the following statement:

(A)In consideration for the Banks review of this application, I authorize investigation of all statements contained in this electronic application. My cooperation includes authorizing the Bank to conduct a pre-employment drug screen and, when requested by the Bank, a criminal or credit history investigation.

(B)As a candidate for employment, I realize that the Bank requires information concerning my past work performance, background, and qualifications. Much of this information may only be supplied by my prior employers. In consideration for the Bank evaluating my application, I request that the previous employers referenced in my application provide information to the Banks human resource representatives concerning my work performance, my employment relationship, my qualifications, and my conduct while an employee of their organizations. Recognizing that this information is necessary for the Bank to consider me for employment, I release these prior employers and waive any claims which I may have against those employers for providing this information.

(C)I understand that my employment, if hired, is not for a definite period and may be terminated with or without cause at my option or the option of the Bank at any time without any previous notice.

(D)If hired,I will comply with all rules and regulations as set forth in the Banks policy manualand other communications distributed to employees.

(E)If hired,I understand that I am obligated to advise the Bank if I am subject to or observe sexual harassment, or other forms of prohibited harassment or discrimination.

(F)The information submitted in my application is true and complete to the best of my knowledge. I understand that any false or misleading statements or omissions, whether intentional or unintentional, are grounds for disqualification from further consideration of employment or dismissal from employment regardless of when the false or misleading information is discovered.

(G)I hereby acknowledge that I have read the above statement and understand the same.