Risk Consultant

Join HUB International as a Risk Consultant

The Risk Consultant plays an important role in delivering high-quality risk management and loss control services to support PBC's wholesale insurance programs. This position serves as a key liaison between PBC, its insurance carrier partners, inspection vendors, and retail agents, while developing expertise in risk mitigation and property complianceparticularly for habitational real estate programs.

This role differs from traditional retail loss control consulting by focusing on carrier-aligned loss control standards, wholesale program requirements, and vendor coordination to ensure consistent risk quality across PBC's book of business. The ideal candidate will bridge technical loss control knowledge with program management, supporting underwriting decisions and maintaining the risk standards that carriers require for program success.

Essential Duties & Responsibilities:

Loss Control & Risk Management

• Support the establishment and maintenance of loss control standards specific to habitational real estate and other P&C programs aligned with carrier requirements
• Conduct risk assessments and property inspections across various property types, identifying exposures and recommending mitigation strategies that meet carrier underwriting guidelines
• Review inspection reports and ensure timely resolution of identified issues, coordinating with retail agents and property owners
• Provide support to underwriting teams on risk-related matters, compliance issues, and best practices to support sound underwriting decisions
• Assist in developing and implementing loss control service plans and solutions aligned with program goals and industry best practices
• Support identification and development of fee-based consulting projects that enhance program value and client retention

Vendor & Carrier Management

• Serve as a point of contact for inspection and compliance vendors, assisting with relationship and performance management
• Coordinate inspection schedules, documentation, and follow-up actions with vendors, retail agents, and internal teams
• Assist in tracking and reporting on compliance performance and vendor effectiveness utilizing data-driven insights
• Support relationships with insurance carrier partners, providing assistance with carrier loss control activities on behalf of the program
• Maintain internal documentation and ensure consistency across inspection protocols and loss control standards

Program Development & Professional Growth

• Support program growth and retail agent retention through participation in presentations and seminars on risk management topics
• Work independently and collaboratively on multiple projects with internal teams, retail agents, and external partners
• Contribute to continuous improvement of risk management practices, vendor partnerships, and program performance
• Develop professional expertise through mentorship from senior team members and participation in industry training
• Adhere to internal quality control policies and procedures while maintaining clear, professional communication with all stakeholders

Qualifications:

Education & Certifications

• Four-year college degree preferred (risk management, occupational safety, environmental health, or related field)
• Professional designations such as ARM (Associate in Risk Management), CSP (Certified Safety Professional), or equivalent certifications preferred but not required

Experience

• 1-5 years of experience in property & casualty insurance risk management, loss control consulting, safety, insurance carrier loss control roles, or related field
• Experience with habitational real estate (multifamily, apartment buildings) strongly preferred; New York habitational real estate experience highly valued
• Experience conducting property inspections or audits, understanding loss control principles, and coordinating with vendors is beneficial
• Familiarity with insurance carriers and understanding of carrier underwriting requirements and loss control standards is a plus
• Experience in a wholesale brokerage or program business environment is advantageous but not required

Required Skills & Competencies

• Strong knowledge of risk management principles, safety regulations, and property-specific exposures
• Understanding of technical and regulatory standards/requirements for habitational and commercial properties
• Strong analytical and problem-solving skills with attention to detail and data-driven decision making
• Excellent communication and interpersonal skills, with the ability to build relationships with carriers, agents, vendors, and internal stakeholders
• Strong presentation skills for both technical and non-technical audiences
• Strong organizational and time management abilities with the capacity to manage multiple priorities and deadlines
• Proficiency in Microsoft Office Suite (Excel and Word required), with ability to learn risk assessment tools and technology platforms
• Ability to work independently and collaboratively in a fast-paced wholesale program environment
• Demonstrated ability to execute and ensure compliance with internal standards and carrier requirements
• Proactive approach to risk mitigation and continuous improvement
• Willingness to travel to property sites, carrier offices, and HUB/PBC locations as needed

What We Offer

• Opportunity to work with a leading wholesale insurance brokerage backed by HUB International's extensive resources
• Collaborative team environment with exposure to diverse property programs and carrier relationships
• Mentorship and professional development opportunities with experienced risk management professionals
• Clear career growth path within the HUB International network and Risk Services division
• Competitive compensation and comprehensive benefits package
• Hybrid work flexibility balanced with on-site collaboration and field work requirements

HUB International Limited is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.

To Apply: Please submit your resume and cover letter detailing your relevant loss control and property insurance experience.