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San Antonio Associate Credit Analyst - Banker Development Program
San Antonio Associate Credit Analyst - Banker Development ProgramHouston Staffing • San Antonio, TX, US
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San Antonio Associate Credit Analyst - Banker Development Program

San Antonio Associate Credit Analyst - Banker Development Program

Houston Staffing • San Antonio, TX, US
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Amegy Bank Banker Development Program

By joining Amegy Bank, you will become part of a trusted community-focused banking team, serving industry-leading financial tools and solutions. With more than 75 locations across Houston, Dallas-Fort Worth, and Central Texas, Amegy is dedicated to serving Texas communities, families, and businesses of all sizes. Amegy Bank's unique approach allows local management to lead through community connections and business insights, offering the stability and support of a large bank, but with the grassroots relationships, agility, and empowerment of a community bank.

The Amegy Bank Banker Development Program (BDP) is a rotational credit and sales training program designed to provide a solid foundation in the basics of banking. The program develops Credit Analysts into well-rounded bankers with strong credit, prospecting, and relationship management skills. It offers a defined career path which begins with classroom training followed by rotations through various lending departments and builds into a Relationship Manager role.

Markets we're hiring for :

  • Houston
  • Dallas
  • San Antonio

Qualifications

Minimum requirements (please make sure you meet each of these before applying) :

  • Undergraduate or graduate major in Business or Economics (undergraduate Finance and Accounting majors preferred)
  • Minimum overall GPA of 3.0
  • 6 hours of accounting courses (9 hours of accounting courses, including Intermediate Accounting I, preferred)
  • Additional qualifications :

  • Excellent communication, presentation, and interpersonal skills
  • Detail oriented, organized, analytical, with proven problem-solving abilities
  • Leadership skills and community involvement
  • Highly motivated, self-starter attitude
  • Internship / prior work experience
  • Please attach a RESUME (including current GPA and anticipated graduation date) and a current unofficial TRANSCRIPT (showing all classes) to your application.

    Program Phases

    Phase 1 : Initial Training Phase

  • 1A : Classroom Classroom training at Amegy Bank's headquarters in Houston for 4.5 months. Credit Analysts attend 5 weeks of trainings at Zions Technology Center in Midvale, Utah.
  • Topics covered :
  • Banking and analytical concepts
  • Bank-specific system and operational training
  • Self-study courses to teach the analytical process and decision-making techniques needed to make sound credit decisions
  • Credit underwriting
  • Assignments based on case studies
  • Professional etiquette and sales training
  • Introductions to senior management
  • Soft skills training
  • 1B : Retail & Treasury Exposure Cumulative Retail and Treasury Management exposure in Credit Analyst's permanent market for 1.5 months.
  • Topics covered :
  • Overview of Treasury roles, products and services
  • Prospect and client meetings
  • Daily retail branch experiences and interactions
  • Overview of branch operations and risk fundamentals
  • Branch business development efforts
  • Phase 2 : Rotations The rotational phase is 13-19 months of on-the-job training through assignments to specific lending groups in Credit Analyst's permanent market. Credit Analysts will rotate through 5-7 lending groups, with each rotation lasting approximately 2.5 months.

  • Responsibilities :
  • Shadow Relationship Managers in client and prospect meetings
  • Underwrite financial analysis and credit packages
  • Participate in loan approval presentations
  • Review portfolio credit risk
  • Attend seminars and ongoing training
  • Build one-on-one working relationships with high-level decision makers
  • Core rotations (2-3 rotations required out of the 5-7 total rotations) :
  • Commercial Banking
  • Business Banking
  • Private Banking
  • Specialty rotations (vary by market) :
  • Corporate Banking
  • Commercial Real Estate
  • Energy
  • Healthcare and Not-for-Profit
  • International
  • Phase 3 : Placement Placement into a lending group as an Associate takes place approximately 19-25 months after beginning the BDP, depending on number of rotations, performance, and staffing needs. Placement as an Associate into a lending group is the monumental conclusion to the Banker Development Program. This placement is a steppingstone on an analyst's journey to become a Relationship Manager at Amegy Bank.

    Career progression :

  • Credit Analyst
  • Associate, Officer (19-25 months)
  • Assistant Vice President, Relationship Manager II / Portfolio Manager II (3 to 4 years)
  • Vice President (5+ years)
  • Credit Analysts who place into Core Groups will :

  • Manage their own portfolio within 1-2 years after graduating the program
  • Work directly with business owners and CEOs
  • Help small, family-owned, and middle market businesses achieve their goals through relationship banking.
  • Maintain close ties to the community
  • Credit Analysts who place into Specialty Groups will :

  • Manage their own portfolio 2-4 years after graduating the program
  • Work primarily with CFOs and CEOs
  • Help upper middle market and larger businesses achieve their goals through relationship banking.
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    San Antonio Associate Credit Analyst Banker Development Program • San Antonio, TX, US

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