3rd Party Claims Adjuster/Examiner - HYBRID

Job Title 3rd Party Property Claims Adjuster/Examiner Location 222 S Harbor Blvd, #720, Anaheim, CA 92805 Salary $65,000 - $100,000/year Position Type Full-time Non-exempt (Hourly) or Exempt (Salaried) Monday – Friday 8:

• 30 am – 5:30 pm Hybrid after 90 days – 3 days in office/2 days remote Reports to Senior Claims Manager Position Overview: DB Insurance is seeking an experienced and detail-oriented 3rd Party Claims Adjuster/Examiner especially with claims involving bodily injury and litigation, to join our team.
• In this role, you will handle claims involving third-party liability, specifically in commercial trucking and business policies, working to resolve them efficiently while ensuring fair settlements.
• The ideal candidate has a strong background in investigating, evaluating, and negotiating claims, with the ability to manage multiple cases simultaneously.

Key Responsibilities:

• Investigate, evaluate, and resolve third-party claims including bodily injury, property damage, and liability claims including ones in litigation for commercial trucking and business policies Gather and review all relevant documentation including statements, police reports, medical reports, and legal documents Handle claims in-house and oversee claims managed by TPA (Third-Party Administrator) Conduct interviews with claimants, witnesses, and other involved parties Determine coverage, injury evaluation, liability, and the appropriate settlement amount, ensuring claims are processed in accordance with policy terms and regulatory guidelines Communicate with claimants, attorneys, and other third parties to resolve claims promptly and fairly Prepare detailed reports outlining claim statuses, investigation results, and settlement recommendations Negotiate settlements in line with company policies and best practices Maintain accurate and detailed claim records in the claims management system Stay updated on state laws, industry trends, and changes in insurance regulations Collaborate with legal teams and other departments when necessary Attend mediations or trials as needed Qualifications: Minimum 3 years of experience as a 3rd Party Claims Adjuster, with experience handling bodily injury and property damage claims Strong knowledge of insurance policies, coverage, and third-party liability claims processes Excellent negotiation, investigation, and problem-solving skills Strong communication skills, both verbal and written, with the ability to explain complex claims clearly Ability to manage a high volume of claims and prioritize tasks effectively Proficiency MS Office/Google Workspace applications Familiarity with state-specific insurance regulations and legal processes Experience in handling complex or high-value claims Bachelor’s degree in a related field or equivalent work experience preferred Experience working with attorneys, mediators, or in a litigation environment Ability to work independently and as part of a team Benefits Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents Paid time off and sick leave 13 annual paid holidays 401(k) plan with up to 4% company match Flexible Spending Account (FSA) & Dependent Care FSA Quarterly Fringe Benefit reimbursements Job-related training reimbursement Casual dress code About Us At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984.

Backed by the financial strength of a global powerhouse (AM Best Rating:

• A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team.
• With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood.
• We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.
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