Residential Loan Officer - CRA Base

CRA Residential Loan Officer

At Associated Bank, we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

At Associated Bank, we put people first. Our culture is built on listening and then acting with purpose, achieving together through collaboration, and bringing a winning spirit to everything we do. We have a relentless focus on peopleour customers, our colleagues, and the communities we serve. Here, your work truly makes a difference.

We're seeking a CRA Residential Loan Officer who will help expand access to homeownership in low- and moderate-income communities. In this role, you'll build referral networks, guide clients through the mortgage process, and play a key part in strengthening our CRA efforts. This is a meaningful opportunity to impact both customers and communities while advancing your career in residential lending.

Key Accountabilities

• Originate and process residential mortgage loan applications in compliance with regulations and bank policies.
• Actively solicit and originate mortgage loans for low- and moderate-income borrowers and communities.
• Develop referral sources by partnering with realtors, homebuyer counseling agencies, builders, and branch bankers.
• Serve as a liaison to local, state, and federal agencies, as well as nonprofit community development groups.
• Provide clients with pre-qualification guidance and recommend appropriate loan programs.
• Maintain regular communication with loan processors to ensure timely loan processing.
• Promote Associated Bank loan programs through community involvement and networking.
• Identify customer needs and cross-sell additional bank products and services.

Education & Experience

Required:

2+ years residential loan processing, loan origination, or housing counseling experience with a financial institution, mortgage banking company, or nonprofit agency

Preferred:

Bachelor's degree or equivalent education and experience

This position requires a credit check per 12 CFR Chapter X, Part 1026, Truth in Lending, Regulation Z. Operates in full compliance with internal policies and procedures as well as applicable regulations and laws, including but not limited to Bank Secrecy Act/Anti-Money Laundering and S.A.F.E. Act requirements. Must submit required information to meet registry requirements, obtain a unique identifier, and maintain the registration requirements as directed by the S.A.F.E Act.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
• Personal banking, loan, investment and insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process.