Talent.com
Non-QM Senior Underwriter (Aspire)
Non-QM Senior Underwriter (Aspire)Redwood Trust Inc • Englewood, CO, US
Non-QM Senior Underwriter (Aspire)

Non-QM Senior Underwriter (Aspire)

Redwood Trust Inc • Englewood, CO, US
[job_card.30_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Job Description

Job Description

  • Please note that this role is open to Denver, Dallas, Minneapolis, and Remote

Position Summary

The position requires expert mortgage underwriting and credit knowledge, clear communication skills, consistently outstanding client service, and proven problem solving and decision-making skills. The successful candidate must have a high level of interaction with internal parties (trading, sales, legal and compliance, structured finance) and external parties (Sellers, 3rd party service providers). This position requires the candidate to be a subject matter expert in the conforming and non-conforming space for Non-QM loans.

Responsibilities & Duties

  • Ability to analyze the underwriting of conventional and jumbo Non-QM mortgage loans in a timely manner for completeness and compliance with Redwood purchase guidelines and approved Seller variances
  • Must be able to analyze multiple alternative income methods of income, (ie : complicated tax returns, bank statements, DSCR, 1099, asset depletion.)
  • Manage loan conditions from credit, property, and compliance reviews with Sellers and external 3rd party service due diligence providers
  • Evaluate and provide recommendations for underwriting waivers and eligibility exceptions
  • Clearly communicate, in written and verbal form, compensating factors to justify exceptions
  • Provide support to Redwood Sellers by evaluating and supplying feedback on loan scenarios, at times based on limited information
  • Understand and effectively work with Seller variances to product eligibility and underwriting guidelines
  • Participate in and provide clear feedback on credit policy recommendations
  • Maintain strong knowledge of mortgage compliance rules agency underwriting guidelines and industry standards for appraisal requirements and regulatory compliance
  • Participate in evaluating current loan review processes and provide feedback and recommendations to increase efficiency and risk management capabilities
  • Participate with Credit in onboarding new Non-QM sellers and provide underwriting training as needed
  • Consistently access third party services (valuation, fraud, compliance) to provide valuable input for loan decisions
  • Required Experience & Education

  • 7+ years of recent mortgage industry experience
  • 3+ years recent conforming Non-QM underwriting experience
  • 3+ years of recent jumbo Non-QM underwriting or complex / alternative income analysis
  • Expert underwriting knowledge and extensive experience with loan origination documentation as well Fannie and Freddie selling guides
  • Technologically savvy, with the ability to work in varied systems
  • Proficiency with Excel, loan origination systems, automated underwriting engines, electronic document management and other systems
  • High attention to detail and effective problem-solving skills
  • Excellent client service skills
  • Excellent oral and written communication skills
  • Excellent multi-tasking skills and ability to manage multiple tasks simultaneously
  • Analytical thinking ability, diplomacy and professionalism
  • A reasonable estimate of the total compensation range for this role is $92,000-$112,000. The actual salary offer to the successful candidate will be based on job-related education, geographic location, training, licensure and certification, and other factors. CoreVest also offers a competitive benefit package including discretionary corporate bonus program, multiple health plans, STD and LTD options, company sponsored life insurance, fitness reimbursement, paid parental leave, time to volunteer, Paid Time off, ESPP, and 401K matching.

    At Redwood Trust, we are committed to fostering an inclusive workplace where diversity is valued, and everyone has the opportunity thrive. We welcome applications from individuals of all backgrounds and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

    [job_alerts.create_a_job]

    Senior Underwriter • Englewood, CO, US

    [internal_linking.similar_jobs]
    Executive Underwriter, Middle Market Technology

    Executive Underwriter, Middle Market Technology

    Liberty Mutual Insurance • Denver, CO, United States
    [job_card.full_time]
    Executive Underwriter, Middle Market Technology.Executive Underwriter, Middle Market Technology.We are seeking an experienced Executive Underwriter to underwrite middle market technology accounts f...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Underwriter, Small Commercial

    Senior Underwriter, Small Commercial

    Liberty Mutual Insurance Group • Denver, CO, US
    [job_card.full_time]
    This is a remote position with occasional travel to the Mountain region for in person agency visits.Ideal candidate will live and work remotely in AZ, UT, CO, NM, NV, WY or surrounding states.Level...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Environmental Underwriter

    Environmental Underwriter

    Ryan Specialty • Denver, Colorado, USA
    [job_card.full_time]
    Freberg Environmental Insurance (FEI) a Managing General Underwriter within Ryan Specialty is a marketleading provider of environmental and pollutionrelated insurance solutions.With decades of spec...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Underwriter, Energy Casualty

    Underwriter, Energy Casualty

    Colorado Staffing • Englewood, CO, US
    [job_card.full_time]
    The Hartford's Energy team is growing! This position is being posted in advance of an anticipated new role in 2026.The title of this role will be flexible depending on the candidate's level of expe...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Due Diligence Underwriter

    Due Diligence Underwriter

    Maxwell • Denver, CO, US
    [job_card.full_time]
    Maxwell was founded in 2015 by homebuyers who were shocked by the complexity and inefficiencies of the mortgage process for borrowers and lending teams alike. We've created a platform that has not o...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Underwriter

    Senior Underwriter

    W.R. Berkley • Englewood, CO, US
    [job_card.full_time]
    Berkley Surety is a highly professional, service-oriented surety underwriting management company, providing a full spectrum of bonds for contract, environmental, and commercial surety accounts thro...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Associate Underwriter

    Associate Underwriter

    H.W. Kaufman Group • Englewood, CO, US
    [job_card.full_time]
    When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox.Burns & Wilcox offers unparalleled resources and exposure for those looking to grow their...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Remote Flexible Writer

    Remote Flexible Writer

    Outlier • Castle Pines, CO, United States
    [filters.remote]
    [job_card.full_time]
    Additional pay available based on project performance.Freelance / 1099 contract — not an internship.Flexible hours — you choose when and how much to work. Weekly via our secure platform.Outlier, a pla...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    TE Compliance Underwriter II

    TE Compliance Underwriter II

    Covius • Glendale, CO, United States
    [job_card.full_time]
    It's fun to work in a company where people truly BELIEVE in what they're doing!.We're committed to bringing passion and customer focus to the business. The Compliance Underwriter is responsible for ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Associate, Healthcare Valuation and Advisory

    Associate, Healthcare Valuation and Advisory

    Stout • Denver, CO, United States
    [job_card.full_time]
    At Stout, we're dedicated to exceeding expectations in all we do - we call it Relentless Excellence.Both our client service and culture are second to none, stemming from our firmwide embrace of our...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Associate Underwriter

    Associate Underwriter

    Western Pacific Insurance • Littleton, CO, US
    [job_card.full_time]
    Managing General Agent (MGA) insurance firm.We pride ourselves on creating a flexible and supportive work environment that values diversity and inclusion. Our team members are celebrated and rewarde...[show_more]
    [last_updated.last_updated_1_day] • [promoted]
    Jumbo / Non-QM Underwriter

    Jumbo / Non-QM Underwriter

    Cornerstone Capital Bank • Denver, Colorado, United States
    [job_card.full_time]
    Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, employee retention, and happiness.We ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior QC Underwriter

    Senior QC Underwriter

    Libra Solutions • Denver, CO, US
    [job_card.full_time]
    [filters_job_card.quick_apply]
    When life gets hard, we make it easier!.Libra Solutions helps overcome the burdens created by slow-moving legal processes. Combining technical innovation and financial strength, we help speed cumber...[show_more]
    [last_updated.last_updated_variable_days]
    Senior Construction PL Underwriter & AVP Director (Hybrid)

    Senior Construction PL Underwriter & AVP Director (Hybrid)

    Zurich North America • Denver, CO, United States
    [job_card.full_time]
    A leading insurance provider is looking for an Executive Underwriter or AVP, Underwriter Director for Construction Professional Liability in Denver. Responsibilities include managing underwriting gu...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    Indirect Auto Underwriter

    Indirect Auto Underwriter

    TEKsystems • Denver, CO, US
    [job_card.full_time]
    Remote Indirect Auto Loan Underwriter.Must reside in one of the following states : Colorado, Illinois, Wyoming, Texas, Arizona, Florida, Washington, Georgia, Virginia, or Hawaii.We’re seeking ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Senior Underwriter, Technology

    Senior Underwriter, Technology

    Chubb • Denver, Colorado, USA
    [job_card.full_time]
    Chubb is seeking a highly motivated and experienced.Denver Colorado or Dallas Texas.This role is responsible for underwriting and managing a portfolio of technology-related risks including but not ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Associate Underwriter

    Associate Underwriter

    Ck Specialty Insurance Associates, Inc • Denver, CO, US
    [filters.remote]
    [job_card.full_time]
    [filters_job_card.quick_apply]
    About CK Specialty Insurance Associates.CK Specialty Insurance Associates is a rapidly growing, independently owned wholesale insurance brokerage committed to providing innovative and customized in...[show_more]
    [last_updated.last_updated_30]
    Senior Actuarial Consultant

    Senior Actuarial Consultant

    Empower Retirement • Greenwood Village, CO, United States
    [job_card.full_time]
    Our vision for the future is based on the idea that transforming financial lives starts by giving our people the freedom to transform their own. We have a flexible work environment, and fluid career...[show_more]
    [last_updated.last_updated_30] • [promoted]