Commercial Credit Compliance and Systems Analyst

Southeast Toyota Finance (SETF) Commercial Operations is seeking a Commercial Credit Compliance & Systems Analyst to support both credit risk management and operational compliance. The ideal candidate will have a background in commercial lending, familiarity with automotive or dealer financial statements, and possess strong attention to detail and analytical skills. This role supports policy adherence, assists analysts and dealers with loan packages, and enhances operational efficiency through automation and data visualization.

Responsibilities:

• Review floorplan and loan documents for accuracy and compliance.

• Update monthly risk class scores to match the system of record.

• Oversee system installations, testing, training, and maintenance.

• Maintain and reconcile UCC and Insurance logs with CT Lien records and insurance certificates.

• Audit review schedules, floorplan audit schedules, floorplan advice, and system user access.

• Support internal and external audits.

• Prepare and review month-end and scheduled reports.

• Deliver ad-hoc risk-related reporting and presentations.

• Audit expenses related to system vendors, legal invoices, and department expenses.

• Review post-funding loan files and track resolution.

• Review and update policies and procedures every two years.

• Maintain task lists and update systems for dealer realignments and associate changes.

• Ensure compliance with retention policies.

• Update and communicate the Business Continuity Plan.

• Manage department security, including system and physical access.

Qualifications:

• Bachelor’s degree in Business, Finance, Accounting, or equivalent work experience.

• Knowledge of automotive dealer commercial credit operations, including financial statements and commercial loan documentation.

• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Power BI.

• Experience in data mining, reporting automation, and workflow design.

• Strong attention to detail and analytical/problem-solving skills.

• Great verbal and written communication.

• Strong communication and project management skills are essential for cross-functional collaboration and vendor management.

• Self-motivated with strong time management and organizational skills.

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This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.