Chief Credit Officer – Up to $150K – – Job # 1852

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our client seeks to fill a Chief Credit Officer in the greater Baltimore, MD market. The selected candidate will be responsible for oversight and administration of the bank’s loan portfolio through the monitoring and management of credit risk within the bank and its lending activities. The main purpose of this position is to establish internal controls and develop written policies and procedures for extending credit to the bank’s customers while ensuring that they effectively meet the overall goals of the company.

This position includes a generous salary of up to $150K plus bonus and excellent benefits package.

Chief Credit Officer responsibilities include:

• Managing all aspects of the credit risk management function including design, execution, and communication of policy, approval process, administration, and portfolio analysis.
• Developing and maintaining standardized policies and procedures to assure the effective delivery of Credit Products for the bank and enhance the overall quality of the Bank’s loan portfolio.
• Maintaining ongoing support of the Bank’s credit culture for all significant lending units, which include broad client segments such as consumer, business, commercial and corporate banking.
• Assisting in the development of the overall loan portfolio and targeted yield.
• Providing oversight for an effective credit approval process within the company that supports the credit risk appetite of the Bank while also facilitating desired asset growth objectives.
• Directing all credit underwriting and loan portfolio management activities at the Bank.
• Formulating, reviewing and approving lending policies and procedures.
• Working with subordinate executives to assess the overall soundness of the loan portfolio and advice on policy questions, business development, staff requirements, performance appraisals, and salary administration as they relate to the lending function.
• Representing the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena.
• Servicing as part of top management in the development of long-range planning.
• Adheres to the BSA Policy and all other Bank Policies.
• Other duties and responsibilities as may be assigned by supervisor.

Who are you?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelor’s degree in finance or related areas plus additional lending, compliance, examination and/or audit-related training.
• Ten or more years of consumer / real estate / commercial lending experience; preferably with a bank.
• Ten or more years of experience working in credit risk analytics and/or risk management with financial institutions including the development of credit policy, underwriting standards, and internal risk rating scorecards.
• Extensive knowledge and experience in C&I and commercial real estate lending, credit risk management, and credit approval process.
• Expertise in loan structure and administration including experience in business development.
• Proven record of strong problem solving and analytical skills.
• Prior leadership and management experience required.
• Superior negotiation, relationship building, and professional reliability.