Senior Loan Processor

divh2Sr. Loan Processor / h2pCrossCountry Mortgage (CCM) is the nations number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of Americas fastest-growing private businesses and has received many awards for our standout culture. / ppCCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. Youll get unwavering support from all departments and total transparency from the top down. / ppCCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. / ppPosition Overview : / ppThe Sr. Loan Processor is responsible for reviewing and validating loan files, obtaining and organizing necessary documentation, and ordering third-party documentation in order to submit decision-ready files to underwriting and request clear-to-close. The Sr. Loan Processor works closely with the Loan Officer, LP2 (Contract to Close), and branch leadership, and communicates with approved third-party vendors (title / escrow, HOI, HOA / condo, AMC, VOE vendors, etc.). Borrower and agent communication is handled by the LO / LP2. / ppJob Responsibilities : / pulliPerform a thorough review and analysis of borrowers credit, employment, income, and assets as required by the particular loan program before submitting to underwriting. / liliAssemble the complete loan package in proper order for underwriting. / liliVerify all required documentation (pre-underwrite) in the file. / liliComplete the required loan checklist. / liliVerify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. / liliPrepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. / liliCommunicate directly with the Loan Originator, LP2, underwriter, and approved third-party vendors to obtain initial and any missing documentation required to qualify for the loan. / liliProvide feedback on approval conditions related to what has been ordered / date ordered by processing. / liliReview loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. / liliCommunicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. / liliVerify that vendor orders are complete, invoices received, and in the applicants E-file. / liliManage pipeline by completing and submitting reports within allotted turn-around times. / liliAssist set-up of loans. / liliDocument all communication related to the loan application in the conversation log. / liliTrain and help supervise new loan processors and other processing personnel. / liliAssist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. / li / ulpQualifications and Skills : / pulliHigh School Diploma or equivalent. / liliA minimum of 5 years residential mortgage processing experience. / liliEncompass experience. / liliWorking knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. / liliExcellent math and analytical skills. / liliExcellent communication skills. / liliAbility to prioritize and meet deadlines. / liliAvailable to work varying hours and overtime if needed. / li / ulpThis job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. / ppCrossCountry Mortgage, LLC offers more than a job, we offer a career. Apply now to begin your path to success! / ppCrossCountry Mortgage, LLC strives to provide employees with a robust benefit package. / ppCalifornia residents : Please see CrossCountrys privacy statement for information about how CrossCountry collects and uses personal information about California applicants. / ppCrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individuals association with a member of a protected group or any other characteristic protected by federal, state, or local law (Protected Characteristics). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. / ppCrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD / FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org. / p / div