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Processor • cincinnati oh
MORTGAGE LOAN PROCESSOR
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Job Summary
We are seeking a Mortgage Loan Processor who will ensure the accuracy and compliance of loan applications and closing documents. To provide exceptional customer service by conducting business with integrity and in a highly ethical manner.
These skills will be used to :
- Perform timely reviews of conditions submitted, as well as loan resubmissions.
- Provide exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
- Verify and examine information and accuracy of loan application and closing documents.
- Answer questions and advise customers regarding loans and transactions.
- Review all pre-closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage insurance certifications.
- Review pre-audit and closing conditions, clear all closing conditions, and then authorize the funding of the loan.
- Upon approval of the loan, notify the borrowers and appropriate personnel.
- Prepares Commitment letters, denial letters and cancel files when necessary.
- In preparation for closing, prepares closing instructions, follow-up contingencies and verifies lock information, if applicable.
Qualifications :
Physical demands and work environment :
The Value of a Career with Victory Mortgage
Take your career to the next level with Victory Mortgage. With a proven track record of growth and since our founding in 1991, Victory Mortgage specializes in new home construction mortgages. Victory has emerged as a mortgage lending leader in each of our expanding regions with attention to detail and serving the needs of our customers. We are associated with a Top 32 builder and have relationships with key Realtors in our markets and an expanding customer base built upon our over 30 years in business.
Victory Mortgage selects highly skilled and talented individuals who have the desire to grow and advance their careers. At Victory Mortgage, we enjoy the opportunity to celebrate our wins; more specifically, the many talented Associates that collectively make up our Victory Family. The rewards for their efforts are :