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Commercial Acquisition & Development Construction Loan Underwriter

Guild Mortgage CompanyDraper, UT, US
Full-time

As a mortgage banking firm we are dedicated to serving the home owner/buyer.Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a ...Show more

Sr. Software Engineer

ProofpointDraper, UT
Full-time

Proofpoint is a global leader in human- and agent-centric cybersecurity.We protect how people, data, and AI agents connect across email, cloud, and collaboration tools.Over 80 of the Fortune 100, 1...Show more

ATS Inland NW - Building Automation Graphics Developer

ATS CompaniesMidvale, Utah, United States
Full-time

We are seeking a talented UI/UX developer to join our building controls and automation team.As a UI/UX developer, you will be responsible for designing and creating custom interfaces using brands s...Show more

Remote Legal Expert — Specialist (Real Estate, Tax, Bankruptcy, Estates) - AI Trainer ($85-$120 per hour)

MercorDraper, Utah, US
Remote
Full-time

About the Role Mercor is partnering with a leading AI lab to train frontier models on high-quality legal reasoning data.We're hiring Specialist Lawyers in Real Estate, Tax, Bankruptcy/Restructuring...Show more

 • New!

Director Financial Reporting & Corporate Finance

The Larry H. Miller Group of CompaniesSandy, UT , US
Full-time

The Director will own consolidated financial reporting, forecasting, and enterprise analytics, while building the reporting infrastructure necessary to support a growing, multi-entity real estate p...Show more

Product Consultant

Outcode SoftwareDraper, UT, US
Full-time

Job Description & Opportunity Scope.Outcode Software, a custom software development and skilled staffing firm, is seeking a Product Consultant to provide pre-sales engineering and client engagement...Show more

Remote Medical Devices Expert - AI Trainer ($55-$75 per hour)

MercorRiverton, Utah, US
Remote
Full-time

Role Overview** Mercor is partnering with leading AI labs on **Project Atlas** — an initiative to build realistic enterprise environments that frontier AI agents are trained and evaluated in.We're ...Show more

Hybrid Software Engineer II (ERP / Nextworld Platform)

TEKBERRYDraper, UT, United States
Full-time
Quick Apply

Title: Hybrid Software Engineer II (ERP / Nextworld Platform Developer) Pay Rate: $45.Employment Type: Contract (W2 through Tekberry)...Show more

Business Developer

BrightView LandscapesBluffdale, UT, US
Full-time

The Best Teams are Created and Maintained Here.The Business Developer (BD) works to improve BrightView’s market position and achieve profitable financial growth.This role helps to achieve long-term...Show more

Business Developer

BrightViewRiverton, UT, United States
Full-time

The Best Teams are Created and Maintained Here.The Business Developer (BD) works to improve BrightView's market position and achieve profitable financial growth.This role helps to achieve long-term...Show more

Director, Product Software Engineering | Platform Engineering and Architecture

Wolters KluwerUT, Draper, USA
Full-time

We are seeking a “full-stack” engineering Director to hire and lead a team that will be responsible for selection provides leadership to >.CI/CD and applications required.Additionally, they will be...Show more

Online Data Entry Representative (Work-at-Home)

FocusGroupPanelTaylorsville, Utah, United States
Remote
Part-time

Work From Home, Entry Level Data Entry Clerk As A Research Participant.We are looking for people who want to work remotely from home.You'll need an Internet connection and a mobile device or comput...Show more

Oracle Enterprise Applications Developer

PDS Inc, LLCSouth Jordan, UT, US
Permanent
Quick Apply

PDS is looking for an Oracle Developer, who also has some business analysis skills: .Technical Skills: Oracle Reports, Workflow Builder, JDeveloper, PL/SQL, HTML, APIs, Forms Builder, SQL loader, U...Show more

Software Developer (Full Stack – Flutter Focus)

The Grace CompanyWest Jordan, UT, USA
Full-time
Quick Apply

Job Title: Software Developer (Full Stack – Flutter Focus).Grace Company is a leader in the quilting and sewing industry, committed to delivering innovative solutions that enhance creativity and cr...Show more

Remote Cloud Computing Expert - AI Trainer ($55-$75 per hour)

MercorWest Valley City, Utah, US
Remote
Full-time

Role Overview** Mercor is partnering with leading AI labs on **Project Atlas** — an initiative to build realistic enterprise environments that frontier AI agents are trained and evaluated in.We're ...Show more

Client Onboarding & Support Specialist

Bill Good MarketingSouth Jordan, UT, US
Full-time
Quick Apply

Bill Good Marketing has been helping financial advisors grow and run better practices for 45 years.We've worked with thousands of advisors over that time, and the methodology we've built is one of ...Show more

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Commercial Acquisition & Development Construction Loan Underwriter

Commercial Acquisition & Development Construction Loan Underwriter

Guild Mortgage CompanyDraper, UT, US
15 days ago
Job type
  • Full-time
Job description

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

Position Summary

The Commercial Acquisition & Development (A&D) Construction Loan Underwriter plays a critical role by underwriting complex commercial real estate acquisition, land development, and construction loans. This position is responsible for independent credit analysis, underwriting, and preparation of comprehensive credit presentations for builder and developer clients in accordance with company policy, regulatory requirements, and sound risk management practices. The role supports both horizontal land development and vertical construction transactions, including acquisition financing, infrastructure development, and project feasibility analysis. The underwriter partners closely with Loan Officers, Credit Management, and Operations to ensure accurate, timely, and compliant credit decisions.

Essential Functions

  • Underwrite and analyze commercial acquisition, land development, and construction loan requests.
  • Provides independent underwriting recommendations that directly impact credit quality, portfolio risk, and overall loan performance.
  • Prepare full credit approval packages including risk analysis, loan structuring, and recommendations.
  • Analyze borrower and guarantor financial statements, tax returns, liquidity, global cash flow, and contingent liabilities.
  • Evaluate project feasibility, budgets, cost-to-complete, absorption schedules, and pro forma cash flows.
  • Review contracts, development agreements, construction contracts, appraisals, environmental reports, and engineering studies.
  • Validate loan-to-value, loan-to-cost, debt service coverage, and guarantor support.
  • Identify and mitigate risks related to entitlements, zoning, infrastructure, market conditions, and construction timelines.
  • Ensure adherence to internal credit policy and regulatory guidelines.
  • Collaborate with Loan Officers, Processors, Closing, and Legal to resolve underwriting conditions.
  • Serve as a subject matter expert and provide guidance to junior underwriters as needed.
  • Maintain strict confidentiality of borrower and project information.
  • Perform other duties as assigned.

Qualifications

Education

High School Diploma or equivalent, required

Bachelor's Degree directly related to the position or equivalent, preferred in Finance, Accounting, Business, Real Estate, or related field.

Experience

Minimum five year's experience in commercial credit or underwriting experience

At least three (3) years underwriting acquisition, development, and/or construction loans

Builder/developer lending experience preferred

Additional Qualifications

  • Advanced knowledge of commercial real estate, acquisition and development lending, and construction finance.
  • Strong financial analysis and underwriting skills.
  • Deep understanding of development risk, market dynamics, and loan structuring.
  • Strong attention to detail and ability to manage multiple priorities in a deadline-driven environment.
  • Proficiency in underwriting systems.
  • Ability to work independently and collaboratively in a team environment.

Company Required Skills

  • Excellent verbal and written communication skills required.
  • Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required.
  • Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required.
  • Commitment to company values.
  • Customer Service - Proactive attention to each person
  • Integrity - Do and say what's right
  • Respect - Treat others with dignity
  • Collaboration - Listen and work together
  • Learning - Seek knowledge and strive for improvement
  • Excellence – Deliver the unexpected

Physical Demands

Work is primarily sedentary; mobility in an office setting.

Manual Dexterity

Ability to operate standard office equipment and keyboards

Audio/Visual

Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.

Environmental

Office environment – moderate noise, no substantial exposure to adverse environmental conditions.

Mental

Must be able to adhere to process protocol. Must be able to apply established protocols in a timely manner.

This role requires effective adaptation to workplace stressors, including customer service complaints, security responsibilities, and competing priorities.

Schedules

Work is primarily performed during the business week, Monday - Friday

Authority Level

Job Scope: Responsible for understanding the department/area goals and how own job contributes to achievement of these goals
Complexity: Problem solving involves evaluating and selecting from established practices and standards; Decisions and actions related to the budget must be referred to the supervisor/budget manager
Impact: Decisions and actions impact the effectiveness of own team and closely related teams
Interaction/Supervision: Works under direct supervision; Generally interacts with colleagues and the public on routine matters

Statement
This document describes the general content and identifies essential functions and requirements for performing this position. It is not intended to be an exhaustive statement of duties, responsibilities, or requirements. Guild Mortgage complies with the ADA and considers reasonable accommodation measures that may be necessary for eligible applicants/employees to perform essential job functions. Employment with Guild Mortgage is “at-will,” meaning that either the Company or an employee may terminate the employment relationship at any time, with or without cause, advance notice or stated justification.

Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.