Mortgage processor Jobs in Orange, CA

Post-Closer

This position is currently hybrid-eligible, with the expectation of three days pre-assigned on-site attendance. This role requires California residency and living within a 50-mile commute of our headquarters in Santa Ana.

Build Relationships. Build Futures. Build Your Career.

Post-Closer aka the final touch hero of home loans!

At Orange County's Federal Credit Union (OCFCU), banking is personalalways has been. For more than 85 years, we've helped our members reach life's milestones by building real relationships, not pushing transactions. With $3+ billion in assets and 145,000+ members, we're proud of where we've come fromand excited about where we're going next.

Our people-first philosophy isn't just a tagline. It's why we've been named #1 Credit Union by the Orange County Register for several years and most recently 2024 & 2025! We're also honored with workplace satisfactiondriven directly by employee voices.

You'll blend service and problem?solving to help members confidently navigate their financial journeys. If you love crossing the t's, dotting the i's, and sending loan files off into the world flawless and compliant, we want you on our team.

What You'll Be Doing (In a Nutshell)

You'll own the final stretch of the mortgage journey, ensuring everything from disclosures to trailing docs is accurate, compliant, and delivered on time. Think of yourself as the quality gatekeeper before loans head to servicing, investors, and auditors.

• Create and deliver initial, revised, closing, and post-consummation disclosures
• Review closed loan files to ensure every required document is present and perfect
• Monitor change-of-circumstance updates and re-disclose within TRID timelines
• Run Mavent compliance checks and resolve issues proactively
• Board funded loans accurately into the servicing system
• Assemble, track, and deliver loan files to investors, QC auditors, servicers, and more
• Chase down trailing documents like a pro (Final Settlement Statements, recorded DOTs, title policiesyou know the drill)
• Assist with HMDA LAR reporting and data validation
• Stay on top of ever-evolving mortgage laws and investor requirements

What Success Looks Like

• Loan files delivered complete, compliant, and on time
• Clean audits and smooth investor purchases
• Zero guessworkeverything documented, disclosed, and disclosed again (when needed!)
• Strong collaboration with operations, investors, and internal teams

What You Bring to the Table

Experience & Education

• High school diploma (or equivalent)
• 35 years of hands-on mortgage or home lending experience
• At least 3 years working with multiple investors and/or servicing transfers
• Solid knowledge of Fannie Mae & Freddie Mac delivery requirements

Skills That Make You Shine

• Strong written and verbal communication skills
• Confidence working with numbers, details, and deadlines
• Proficiency with Loan Origination Systems, Microsoft Office, and compliance tools
• Exceptional follow-through, organization, and multitasking skills
• Ability to work independently and thrive in a team
• Goal-driven mindset with a love for fast-paced environments
• Flexible schedule when business needs call for it

Compensation & Career Path

We believe great talent deserves fair, transparent payand room to grow. Hourly pay is based on experience, internal equity, and role level:

Mortgage Post-Closer: $21.00-$24.00 per hour

Why OCFCU?

• Award?winning workplace culture
• Clear growth paths and internal mobility
• People before profitsalways
• A team that supports each other and celebrates wins
• Health Coverage: Comprehensive benefits, including Anthem, Delta Dental, and VSP, effective from your first day.
• Financial Security: Life insurance at no cost and a 401(k) plan with an employer match up to 6%.
• Work-Life Balance: 13 days of vacation and seven (7) sick days annually and paid holidays.
• Recognition & Growth: Annual merit increases, discretionary bonuses, as well as educational grants up to $1,000 per year.

Orange County's Federal Credit Union is an Equal Opportunity Employer. Pre-employment screenings, including background and credit checks, are required.