Programmer analyst Jobs in Spokane, WA

Financial Analyst

The Financial Analyst supports the Credit Union's Asset Liability Management (ALM) activities by performing deposit analytics and financial modeling related to interest rate risk, liquidity planning, stress testing, and cash management. This role supports the VP of Treasury by assisting with inputs and reports for the ALM model, ALCO, and Pricing Committee. Working closely with the VP of Treasury and cross-functional partners, the Financial Analyst provides analysis that informs liquidity management, funding decisions, and loan and deposit pricing. The role also supports budgeting and forecasting, analyzes variances, and partners with the Accounting team to help ensure alignment between financial reporting, analytics, and organizational objectives.

Finance, Treasury, and Analytics

• Participate in asset liability management, cash management, liquidity planning, account management, cash forecasting, and ad-hoc projects/ financial analyses for the organization.
• Provide analysis, trending, and forecasting for product profitability and other strategic initiatives.
• Prepare regular treasury reports, budgets, and financial documents, including cash flow forecasts.
• Assists and supports the VP of Treasury in providing reports, documents, and explanations for auditors and examiners.

Deposit Analytics & Pricing

• Performs deposit analytics to support Horizon pricing strategy.
• Assist ALCO (Asset Liability Management Committee) and Pricing Committee by preparing data and reports.

Financial Analysis & Budgeting

• Supports the annual budgeting and ongoing forecasting processes, with a focus on balance sheet, interest income and expense, liquidity, and rate-sensitive products.
• Partners with Accounting & Treasury to translate strategic assumptions (growth, pricing, rate scenarios) into financial forecasts and budget models.
• Assists in scenario analysis to evaluate the financial impact of changes in rates, growth, pricing, or product mix.

Other Areas of Responsibilities

• Build and maintain strong working relationships based on trust, accuracy, sound judgment, and mutual respect across the organization.
• Maintain effective vendor relationships and interact professionally with external partners, including brokerage firms, bond traders, and account managers.
• Uphold the Credit Union's professional reputation while maintaining appropriate confidentiality of Company information.
• Stay informed of industry, economic, and regulatory trends relevant to finance and treasury.
• Contribute to a collaborative, team-oriented, and solution-focused work environment.
• Support Credit Union and department strategies, goals, and initiatives, ensuring work aligns with established organizational policies and objectives.
• Ensures outcomes are consistent with established Company-wide goals and policies.

Success Looks Like

• Action Oriented: Takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm
• Collaborates: Builds partnerships and works collaboratively with others to meet shared objectives. Readily takes action on challenges, without unnecessary planning
• Instills Trust: Gains the confidence and trust of others through honesty, integrity, and authenticity
• Communicates Effectively: Develops and delivers communications that convey a clear understanding of the unique needs of different audiences
• Member Focused: Builds strong member relationships and delivers member-centric solutions, both internally and externally
• Self-Development Focused: Actively seeks new ways to grow and be challenged using both formal and informal development

Compensation

At Horizon Credit Union, we believe in attracting and retaining talented team members who embody our CORE Values of Capability, Optimism, Responsibility and Empathy. Our pay values are reflected in our compensation philosophy which rewards individual performance and the potential to contribute to our teams' overall success long-term.

The full pay range for this position across all the states in which we hire is $33.02-$49.54. The figures shown represent the minimum and maximum of the range for this role. Individual offers are made dependent upon a candidate's experience, education, and skill level.

Benefits, Perks, and Other Good Stuff

We know there's more to life than just a job. Our benefits are designed to help support our employees and their well-being. Take a look at what we have to offer:

Medical, Dental, & Vision Insurance for full-time and reduced full-time employees & their families

Telemedicine for part-time employees

Paid Group Life and Disability Insurance

Employee Assistance Program

Tuition Reimbursement Program

401K Retirement Savings

Employer 401K Retirement Contributions & Matching upon eligibility

Discretionary Annual Incentive Bonus based on eligibility criteria

Paid Time Off per Full Calendar Year:

10 hours of PTO per month (prorated for reduced full-time and part-time)

Paid Birthday Holiday

2 Paid Wellness Days

Up to 24 hours of Paid Volunteer Time annually

11 Paid Holidays

And More!

Requirements

Expertise You Need

Education & Experience

Bachelor's degree in Accounting, Finance, Decision Science, Business Management, or a similar business or a related field. Previous experience as an Analyst is preferred. Related work experience may substitute for education.

Capabilities

• Foundational knowledge of financial accounting practices and procedures.
• Demonstrates high-level analytical and problem-solving skills.
• Demonstrates high-level financial and mathematical skills.
• Experience in MS Excel, SQL and/or Python, and Power BI.
• Ability to understand and interpret complex information including financial, regulations, and policies.
• Experience with financial management systems preferred.
• Experience preferred with interest rate management, cash flow forecasting, and managing liquidity sources, banking relationships, and collateral management.
• Ability to effectively communicate complex information including financial analyses to a range of stakeholders.
• Ability to meet deadlines while managing multiple projects.

Able To

To perform the essential functions of this position an employee must be able to meet the following workplace demands: the ability to converse with others, detect sound, identify, and detect objects, count, read, write, operate a computer, handle and feel objects, reach with hands/arms and be stationary, or stand or move for long periods. Occasionally an employee will lift/pull/push and carry up to 25 to 50 pounds, stoop, kneel, crouch, crawl, climb, and be able to maintain balance doing these activities. The position requires sound reasoning, good judgment, and the ability to apply knowledge toward work activities. The noise level is moderate and typical of a normal office environment. Per the Americans with Disabilities Act, Horizon Credit Union will provide reasonable accommodation/s to qualified individuals with disabilities to perform essential functions unless such accommodations would cause the employer an undue hardship. To request an accommodation, please contact Human Resources.

About This Job Description

The statements in this job description are intended to describe the essential functions and minimum qualifications for this position and are not intended to be an exhaustive list of all responsibilities, duties, and skills required. Job descriptions are not intended nor do they create an employment contract and are subject to change at any time to accommodate business necessity. The Credit Union maintains its status as an at-will employer where applicable. In support of Horizon CU's goals employees may perform other duties as assigned and all employees are expected to:

• Exemplify our CORE Values
• Promote teamwork and collaboration
• Provide our members, team members, and stakeholders with the highest quality service and outcomes