Senior Software Engineer, Developer (Payments)

Ready to be pushed beyond what you think you’re capable of?

At Coinbase, our mission is to increase economic freedom in the world. It’s a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system.

To achieve our mission, we’re seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company’s hardest problems.

Our work culture is intense and isn’t for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there’s no better place to be.

While many roles at Coinbase are remote-first, we are not remote-only. In-person participation is required throughout the year. Team and company-wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported.

The CDP Payments team builds the APIs and infrastructure that let businesses instantly move, convert, and accept value across fiat currencies, stablecoins, and crypto — through a single, unified API that abstracts away blockchain and payment rail complexity.We power stablecoin payouts, cross-border payments, and fiat-to-crypto conversions for some of the biggest names in fintech, trading, and global payments — including major PSPs, neobanks, remittance providers, and institutional clients.

In short, we're building the payment rails of the future, where money moves 24/7, instantly, across borders and asset types.

What you'll be doing:

• Design, build, and ship the core APIs and backend services that power global payments for CDP customers.

• Owning end-to-end delivery of high-impact features — think integrating new payment rails (Onchain Payments, ACH, Wire), building stablecoin bank account infrastructure, and designing cross-border payment flows that convert fiat to stablecoins and back in seconds.

• Lead cross-functional projects with Money Movement, CDP Foundations and various Platform teams, and your code will handle real money flowing through production systems used by some of the largest financial institutions in the world.

What we look for in you:

• You have at least 5 years of experience in software engineering.

• You are customer-obsessed, and love shipping products that delight customers

• You highly value continuous improvement, resourcefulness, and hold a high bar for yourself and those around you

• Scrappy self-starter mindset with willingness to push through friction to improve customer UX.

• Strong engineering skills; you can build reliable backend services that handle real-world edge cases.

• Solid understanding of distributed systems, microservices architecture, and event-driven patterns; you design and integrate cleanly with internal and third-party services.

• You write high-quality, well-tested code to meet the needs of your customers.

• Excellent communication and collaboration skills, with the ability to work closely with designers and product managers.

• Passion for great developer tooling and opinions on what makes developer platforms excellent.

• Passion for onchain/Web3 and understanding of blockchain technologies, particularly Ethereum and other EVM-compatible chains.

• Demonstrates the ability to responsibly use generative AI tools and copilots (e.g., LibreChat, Gemini, Glean) in daily workflows, continuously learn as tools evolve, and apply human‑in‑the‑loop practices to deliver business‑ready outputs and drive measurable improvements in efficiency, cost, and quality.

Nice to haves:

• You have gone through a rapid growth in your company (from startup to mid-size).

• You have experience building on top of Blockchain technology (such as Bitcoin, Ethereum etc..)

• You have experience decomposing a large monolith into microservices.

• You’ve built financial, high reliability or security systems.

Pay Transparency Notice:* *Depending on your work location, the target annual *base *salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, vision and 401(k)).

Annual base salary range (excluding equity and bonus):

$186,065—$218,900 USD

Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying.

Commitment to Equal Opportunity

Coinbase is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Employee Rights and the Know Your Rights notices by clicking on their corresponding links. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law.

Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here).

Global Data Privacy Notice for Job Candidates and Applicants

Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.

AI Disclosure

For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description.

For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate.

The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com