Consumer Loan Processing experience – Prefer Auto Loan
Excellent verbal and written communication
Multi-tasking in fast paced environment
Previous experience processing credit applications and decision of credit and assessing risk of applicants
Responsibilities :
Process and decision credit applications and assess risk of applicants consistent with Loan Processing policy
Underwrite consistent with our fraud processes, applying override rules and adjudicating the correct promotions
Make sure all personal and dealer information is logged into the system correctly and accurately with a high attention to detail
Adjudicate credit decision within service level agreement (SLA) time range of receipt of application
Field and service dealer / customer client questions relating to underwriting, operational or procedural details
Provide various direct mailings of current programs to dealers as needed in an effort to develop relationships
Carry out dealer penetration and relationship building campaign initiatives tele-consulting, dealer meetings and open houses
Maintain working knowledge of the products that finances and knowledge of manufacturer’s suggested retail prices (MSRP).
Assist management and other departments as needed with periodic operational, clerical, regulatory and customer service initiatives which do not violate separation of duties principles
Assist in managing fraud and mitigating Bank Secrecy Act / Anti-Money Laundering (BSA / AML) risk by following approved policies
Follow underwriting and scorecard processes to include properly documenting accounts using the correct mitigating factors.
Only those lawfully authorized to work in the designated country associated with the position will be considered.
Please note that all Position start dates and duration are estimates and may be reduced or lengthened based upon a client’s business needs and requirements.
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