Talent.com
Gpac
Credit AnalystGpac • Chicago, Illinois, United States
Credit Analyst

Credit Analyst

Gpac • Chicago, Illinois, United States
11 days ago
Job type
  • Full-time
  • Temporary
Job description

POSITION SUMMARY: The Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank’s credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.

PRIMARY RESPONSIBILITIES:

  • Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
  • Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
  • Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
  • Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
  • Suggests a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
  • Provides assigned reports.
  • Performs annual review of loan relationships.
  • Other projects as assigned.

JOB SKILL REQUIREMENTS:

College degree in business field and/or minimum two years related experience in an analytical, operations, lending or loan support banking position. Must have analytical ability sufficient to learn analysis of complex commercial financial statements. Working knowledge of loan documentation and proper loan structure. Strong written and verbal communication skills along with a basic understanding of the principles of accounting. Knowledge of Microsoft Office programs, especially Word and Excel. Excellent organizational and interpersonal skills, attention to detail and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction. Ability to work independently as well as in a team environment and be responsive to supervisory guidance. Must project a professional image by adhering to guidelines in the employee handbook.

Responsible for compliance with all regulations, laws, and bank policies and procedures that pertain to the day-to-day job responsibilities. Responsible for maintaining a working knowledge of all compliance regulations pertinent to the assigned duties by successful completion of any courses assigned on a timely basis. Responsible for adherence to Bank’s Code of Professional Ethics and Conduct as well as observing and promoting compliance with the Code among fellow bank personnel, customers and vendors.

Reach out to have a confidential conversation. Call, text or email 605.277.3774 sal.langerockgogpac

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Create a job alert for this search

Credit Analyst • Chicago, Illinois, United States

Similar jobs

Remote Financial Analyst

Micro1Hickory Hills, Illinois, US
Remote
Full-time +1

Investment Strategy & Advisory.Predictive Analytics & Visualization.AI data lab for training frontier models and evaluating AI agents.Experts contribute their diverse subject matter knowled... Show more

 • Promoted

Architecture Portfolio Analyst

Javen Technologies, Inc.Chicago, IL, United States
Full-time

Architecture Portfolio Analyst.Duration: 6+ months with possible extensions.Architecture Analysis & Technical Debt Identification:.Review existing application and solution architectures to identify... Show more

 • Promoted

Investment Banking Analyst

Armory Group, LLCChicago, IL, United States
Full-time

Armory Group, LLC is a leading investment bank and financial advisory firm dedicated solely to the middle market.We provide a full range of advisory services on a national basis to companies and th... Show more

 • Promoted

Inside Sales Coordinator/Lead Generator

RamproZion, IL, United States
Full-time

RamPro is a commercial facilities cleaning company specializing in kitchen exhaust systems, kitchen deep cleaning, and front of house cleaning and sanitization.We provide comprehensive cleaning ser... Show more

 • Promoted

Analyst, Global Markets Corporate Banking

BmoChicago, IL, United States
Full-time

Analyst, Global Markets Corporate Banking Securitization.BMO Capital Markets is a leading, full-service financial services provider.We offer corporate and investment banking, treasury management, a... Show more

 • Promoted

FIU Compliance - Analyst

Interactive BrokersChicago, IL, United States
Full-time

AML Financial Intelligence Unit Role.The AML Financial Intelligence Unit (FIU) is a core part of IBKR's Compliance AML Program, serving as the firm's frontline defense against money laundering, ter... Show more

 • Promoted

Agent in Charge

VeranoHighland Park, IL, United States
Full-time

The Agent in-Charge is responsible for providing exceptional individualized customer service, educational consulting, and in some cases patient record management.In addition, they will provide supp... Show more

 • Promoted

US Corporates - Credit Analyst, Director - Middle Market/Private Debt Leveraged Finance - Chicago

Fitch Group, Inc.Chicago, IL, United States
Full-time

US Corporates - Credit Analyst, Director - Middle Market/Private Debt Leveraged Finance - Chicago.At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, thro... Show more

 • Promoted

Credit Review Team Leader - Consumer

HuntingtonChicago, IL, United States
Full-time

The Credit Review Team Leader will report directly to the Credit Review Group Manager.The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demandin... Show more

 • Promoted

Analyst Corporate Banking, Leveraged Lending

Veracity SolutionsChicago, IL, United States
Full-time

Analyst Corporate Banking, Leveraged Lending.Location: Onsite Chicago, IL Job Type: Full-Time.The Leveraged Lending group within Corporate Banking is responsible for underwriting and managing the... Show more

 • Promoted

Credit Analyst

TradeJobsWorkForce60546 Riverside, IL, US
Full-time

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to a... Show more

 • Promoted

Credit Risk Analyst

Inizio PartnersChicago, IL, United States
Full-time

Chicago, Illinois, United States.About the Job Credit Risk Analyst.Role: Consumer Credit Risk Analyst.This position within Corporate Risk Management is responsible for the oversight of consumer cre... Show more

 • Promoted

Business Analyst with Finance Background. - Chicago, IL

StaffingChicago, IL, United States
Full-time

Location: Chicago, IL Duration: 6-12 Months.Only local candidates No third party C2C.Agile methodologies and the SDLC.Experience working with ERP systems.Bachelor's degree in business (analytics or... Show more

 • Promoted

Credit Union Collections & Risk Manager

First Northern Credit UnionChicago, IL, United States
Full-time

Credit Union Collections & Risk Manager.We are currently seeking a Risk Mitigation Manager for our Chicago-Loop (Monroe Street) office to oversee the Risk Management Department, including: loan col... Show more

 • Promoted

Professional - Credit and Collections Analyst

Trice HealthcareGlenview, IL, United States
Full-time

North America National Accounts: Analyst - Global Credit & Collections.This credit analyst position on our NA National Accounts team, is part of the WESCO|Anixter Financial Services department loca... Show more

 • Promoted

Business Analyst Capital Markets

RAPS Consulting IncChicago, IL, United States
Full-time

Business Analyst Residential Mortgage.Seeking an experienced Business Analyst with strong Residential Mortgage domain knowledge and hands-on SQL expertise.The role supports mortgage investment, re... Show more

 • Promoted

Consumer Opinion Research Participant

GL IncZion, Illinois
$15.00 hourly
Part-time +1

Product Testers are wanted to work from home nationwide in the US to fulfill upcoming contracts with national and international companies.We guarantee 15-25 hours per week with an hourly pay of bet... Show more

 • Promoted

Claim Specialist - Property Field Inspection

State Farm Mutual Automobile Insurance CompanyFORT SHERIDAN, IL, United States
Full-time

US-IL-Chicago;US-IL-Schaumburg;US-IL-Crystal Lake;US-IL-Crestwood;US-IL-Blue Island;US-IL-Tinley Park;US-IL-Hoffman Estates;US-IL-Cary;US-IL-Prairie Grove;US-IL-McHenry;US-IL-Fox River Grove;.Being... Show more

 • Promoted

BSA/AML Compliance Analyst - Job # 3765-6092

The Symicor GroupMarkham, IL, United States
Full-time

BSA/AML Compliance Analyst To $60K Markham, IL.The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX.Our nationally unique value proposition centers aroun... Show more

 • Promoted

Forms & Product Analyst

Warrior Insurance NetworkBedford Park, IL, United States
Full-time

The Product & Actuarial Analysis Department designs, develops and launches new products and product enhancements that drive profitable growth, improve product efficiencies, and delivers return on i... Show more