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REV Federal Credit Union
Mortgage Loan OriginatorREV Federal Credit Union • Wilmington, NC, United States
Mortgage Loan Originator

Mortgage Loan Originator

REV Federal Credit Union • Wilmington, NC, United States
30+ days ago
Job type
  • Full-time
Job description

Mortgage Loan Originator

Job Category: Real Estate Lending Requisition Number: MORTG001503

Posted: July 8, 2026

Full-Time On-site Wilmington, NC 28412, USA

Description

Duties & Responsibilities

  • Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval.
  • Completing application and gathering supporting documentation.
  • Reviewing and completing regulatory disclosures with borrower.
  • Maintaining existing and generating new sources of referral business.
  • Maintaining a presence in REV FCU branches and educating staff regarding Real Estate Lending
  • Quoting interest rates and securing pricing through the Secondary Marketing Department.
  • Inputting application data into Loan Origination Software (LOS).
  • Utilizing automated underwriting systems (AUS) to obtain credit recommendations.
  • Communicating with all parties, both internal and external, regarding the status of the loan and relaying information to all interested parties.
  • Managing his/her pipeline of loans to verify accuracy of the current loan status.
  • Acknowledging and abiding by REVs Policies and Procedures.
  • Participating in REV sponsored events, and area association events.
  • Actively participating in all aspects of the Real Estate Office sales meetings.
  • Representing the Credit Union with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.

Skills & Qualifications

Education/Certification & Experience:

  • Minimum 3 years experience originating Conventional, FHA, VA, Jumbo loans
  • High school diploma or equivalent
  • Knowledge of real estate lending criteria, compliance, federal/state regulations
  • Excellent organizational, oral, and written communication skills
  • Experience with Microsoft Office Suite
  • Proficient with loan originator systems, Encompass Software experience is preferred
  • Proficient with AUS (LP, DU, GUS)
  • Prior builder experience strongly preferred
  • Realtor relationships and book of business required
  • First time home-buyer experience a plus

Skills/Abilities:

  • Exceptional customer service skills
  • Proven track record of building and maintaining strong, professional business relationships
  • Satisfactory credit record, bondable
  • Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Behaviors

Preferred:

Team Player

Works well as a member of a group

Detail Oriented

Capable of carrying out a given task with all details necessary to get the task done well

Dedicated

Devoted to a task or purpose with loyalty or integrity

Enthusiastic

Shows intense and eager enjoyment and interest

Motivations

Preferred:

Self-Starter

Inspired to perform without outside help

Growth Opportunities

Inspired to perform well by the chance to take on more responsibility

Goal Completion

Inspired to perform well by the completion of tasks

Ability to Make an Impact

Inspired to perform well by the ability to contribute to the success of a project or the organization

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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Mortgage Loan Originator • Wilmington, NC, United States

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