Talent.com
City of Boston Credit Union
Residential Processor/Jr. UnderwriterCity of Boston Credit Union • South Boston, MA, United States
Residential Processor/Jr. Underwriter

Residential Processor/Jr. Underwriter

City of Boston Credit Union • South Boston, MA, United States
21 hours ago
Job type
  • Full-time
Job description

Residential Equity Processor/Junior Underwriter

The Residential Equity Processor/Junior Underwriter role combines responsibilities of processing residential home equity loans and assisting with underwriting decisions. The position ensures timely, accurate, and compliant processing of home equity loans and supports underwriting activities for Residential products within the credit union guidelines and regulatory requirements.

The essential functions include, but are not limited to the following:

  • Prepare weekly/monthly reports for management, Credit Committee, and the Board, as needed.
  • Review and process home equity loan applications from initial disclosure to closing.
  • Order and review appraisals, title reports, flood determinations, and other required documentation.
  • Verify income, credit, and collateral information; ensure compliance with TRID and other regulations.
  • Communicate with members and internal teams regarding loan status and required conditions.
  • Prepare closing disclosures and provide clear-to-close authorization.
  • Maintain accurate records and ensure adherence to credit union policies and federal/state lending law
  • Assist in reviewing consumer and mortgage loan applications for completeness and accuracy.
  • Analyze credit reports, calculate DTI and LTV ratios, and assess risk factors.
  • Make recommendations or decisions within delegated authority; escalate complex cases.
  • Ensure compliance with Fair Lending, ECOA, HMDA, and other applicable regulations.
  • Collaborate with loan officers and processors to resolve conditions quickly.
  • Participate in training to develop underwriting expertise.

Requirements

  • High school diploma required; associate or bachelor's degree preferred.
  • 2+ years of experience in loan processing or residential lending; underwriting exposure a plus.
  • Strong knowledge of lending regulations and home equity products.
  • Proficiency in LOS systems (e.g., Encompass) and Microsoft Office.
  • Excellent attention to detail, organizational skills, and communication abilities.
  • NMLS registration may be required.
  • Attention to detail and a commitment to accuracy.
  • Effective communication and interpersonal skills.
  • NMLS registration is preferred or ability to obtain.
Create a job alert for this search

Residential Processor/Jr. Underwriter • South Boston, MA, United States

Similar jobs

Equity Underwriting, Analyst

ORIX USABoston, MA, United States
Full-time

The Equity Underwriting Analyst will support Originators and Equity Underwriters throughout the acquisition and closing processes with developers and investors in affordable housing LIHTC investmen... Show more

 • Promoted

Underwriter Credit Insurance | Energy Transition Finance

EnergeticBoston, MA, United States
Full-time

Energetic is helping drive the energy transition by unlocking capital for clean energy projects.We're a diverse, mission-driven team building innovative credit insurance solutions for the energy se... Show more

 • Promoted

Remote Insurance Underwriter – Excess & Specialty

Micro1Malden, Massachusetts, US
$55.00–$70.00 hourly
Remote
Full-time

Insurance Underwriter – Excess & Specialty.AI data lab for training frontier models and evaluating AI agents.Experts contribute their diverse subject matter knowledge across domains such as fin... Show more

 • Promoted

Tax Manager (Hybrid)

MKS Instruments, Inc.Andover, MA, United States
Full-time

As a Tax Manager within the Global Tax Reporting team at MKS, you will play a key role in the calculation and reporting of U.You will partner closely with the broader Global Tax Reporting team to e... Show more

 • Promoted

Underwriter IV - Business Credit/Technology Finance

PNCHyde Park, MA, United States
Full-time

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We work together each day ... Show more

 • Promoted

Production Underwriter/Broker

USG Insurance ServicesBoston, MA, United States
Full-time

Location: Remote or hybrid, depending on your area.Compensation: $65,000 - $150,000.Welcome to USG, a distinguished national wholesale broker and managing general agent (MGA) with a prominent prese... Show more

 • Promoted

Senior Underwriter, Property Large Commercial (East Zone)

AXA XLBoston, MA, United States
Full-time

We invent the new to help the world move forward.Leveraging strategic analytics and deep insights, we develop big ideas and innovative solutions that maximize our clients' potential, thereby fulfil... Show more

 • Promoted

Restaurant Delivery - Onboarding / Onboard

DoorDashHanson, MA, United States

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a var... Show more

 • Promoted

Bakery Order Writer (Buyer / Inventory Replenishment) - Full Time

Whole FoodsSomerville, MA, United States
Full-time +1

Orders, replenishes and merchandises bakery, coffee, and juice products and participates in regional programs for purchasing and promotions.Monitors inventory control and replenishes product.Assist... Show more

 • Promoted

Underwriter

W.R. BerkleyBoston, MA, United States
Full-time

Underwriter for Environmental Services Industry.Within authority, the incumbent will manage assigned brokers to underwrite and process environmental and/or casualty lines for the Environmental Serv... Show more

 • Promoted

Process Writer

Cardinal IntegratedBoston, MA, United States
Full-time

Our client is a leader in the Life Sciences and Healthcare Compliance domain.They are looking for a process writer with experience in Change Management projects and writing SOPs (Standard Operating... Show more

 • Promoted

Underwriter

TradeJobsWorkForce02475 Arlington Heights, MA, US
Full-time

Underwriter Job Duties: Analyze financial data related to loan requests.Evaluate loan... Show more

 • Promoted

Insurance Underwriter

Diedre MoireCambridge, MA, United States
Full-time

Insurance Underwriter Dealerships Auto Truck Boats - Cambridge, MA Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess... Show more

 • Promoted

Senior Underwriter

StarrcompaniesBoston, MA, United States
Full-time

Join Starr, a global leader in commercial insurance with over a century of expertise.We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide... Show more

 • Promoted

Senior Underwriter, Energy

Liberty Information Technology LimitedBoston, MA, United States
Full-time

The Senior Underwriter is responsible for underwriting energy accounts independently within delegated authority, making data-driven accept/decline and pricing decisions for complex or high line-siz... Show more

 • Promoted

Underwriter - Workers Compensation - REMOTE

Work At Home Vintage ExpertsBoston, MA, United States
Remote
Full-time +2

Put your Insurance Experience to work - FROM HOME! At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering quali... Show more

 • Promoted

Property Adj

Crawford & CompanyTaunton, MA, United States
Full-time

Advance Your Property Claims Career Join Our Team in Massachusetts!.Position: Property Adjuster Location: Bridgewater, Taunton, or Middleborough, MA (or nearby) Work Setup: Hybrid Work From Home ... Show more

 • Promoted

Senior IT Internal Auditor

Tufts Health PlanCanton, MA, United States
Full-time

Point32Health is a leading not-for-profit health and well-being organization dedicated to delivering high-quality, affordable healthcare.Serving nearly 2 million members, Point32Health builds on th... Show more

 • Promoted

Job Accountant - West Bridgewater

Enterprise HoldingsWest Bridgewater, MA, United States
Full-time

Enterprise Mobility is currently hiring for an Accountant supporting our Boston Group out of the Administrative office - 405 West Street West Bridgewater, MA 02379.Gain real-world business, account... Show more

 • Promoted

Middle Market Underwriter (Remote)

BerkleyBoston, MA, United States
Remote
Full-time

Company DetailsBerkley Technology Underwriters is a global insurance provider offering property, casualty, professional and cyber insurance coverage for technology companies.ResponsibilitiesAs a Te... Show more