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The Adam Corporation Group
21R Commercial Portfolio Manager IIThe Adam Corporation Group • College Station, TX, United States
21R Commercial Portfolio Manager II

21R Commercial Portfolio Manager II

The Adam Corporation Group • College Station, TX, United States
2 days ago
Job type
  • Full-time
Job description

Commercial Portfolio Manager II

Location: College Station, TX

Provides support to commercial relationship managers which includes: preparation of credit approval packages, annual reviews, renewals of credits, credit and non-credit proposals, coordination of loan closings and non-credit account set-ups. Acts as a secondary contact on client relationships. Coordinates credit and loan portfolio administration support for several commercial relationship managers.

Job Functions:

  • Provides accurate financial analysis and risk assessment of new and existing clients.
  • Reviews and spreads financial statements and prepares comprehensive financial analysis on the creditworthiness of the borrower.
  • Underwriting, structuring, and risk rating of credit requests for new and existing client relationships.
  • Prepares FACT sheets and credit approval packages and presentation documents.
  • Responsible for ensuring all reviews and renewals of C&I and CRE loans are reviewed and re-documented (if necessary) timely, prior to becoming an administrative past due issue.
  • Responsible for monitoring of covenants, covenant compliance, borrowing base certificates and other conditions of credit.
  • May participate in on-site client visit with commercial relationship manager.
  • Interprets and evaluates consumer credit bureau reports, Dun & Bradstreet business reports and public records.
  • May perform other tasks and assist in projects as needed.

Position Requirements:

  • Bachelor's Degree in Business, Finance, Accounting or related discipline.
  • 7+ years previous commercial portfolio experience or commercial loan and underwriting experience in a financial services environment.

Key Qualifications:

  • Excellent oral and written communication skills
  • Ability to make sound transactional decisions to ensure polices and directives are met.
  • Ability to promote a client-service environment responding to client concerns as well as ongoing client relationship support.
  • Ability to effectively interact with credit administration.
  • Demonstrates understanding of credit servicing.
  • Knowledgeable of computer systems including databases, Microsoft Office products, etc.
  • Experience with credit analysis software.
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21R Commercial Portfolio Manager II • College Station, TX, United States

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