Talent.com
Community Bank
Credit Officer IICommunity Bank • Santa Fe Springs, CA, United States
Credit Officer II

Credit Officer II

Community Bank • Santa Fe Springs, CA, United States
30+ days ago
Salary
$87,612.00 yearly
Job type
  • Full-time
Job description

Credit Officer II

The Credit Officer II has prior experience and expertise in credit analysis, with an understanding and ability to handle financial statement, tax return and cash flow analysis for businesses and individuals. Based on the credit request and analysis of the business or individual, the Credit Officer provides the bank with an accurate, clear and concise written credit request (report of Credit Extended- RCE). The Credit Officer II will work with a range of credits from the most basic, to the moderately complex. May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills.

Essential duties and responsibilities include the following:

  • Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job.
  • Provide, present and promote The Citizens Experience to all external and internal customers.
  • Review credit request/file for completeness.
  • Spread financial statement and/or tax returns.
  • Evaluate a credit request and formulate questions, if necessary to complete Report of Credit Extended (RCE).
  • Prepare an accurate, clear and concise RCE.
  • If credit request does not fit within the bank's standard lending policy and procedures, refer to other bank departments.
  • Discuss credit requests with branch personnel and Credit Management Division.
  • Assist and/or train junior credit officer/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills.
  • Other duties may be assigned.

This job has no supervisory responsibilities.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or experience: Bachelor's degree (B.A) from four year college or university; a minimum of five years related experience and/or training; or equivalent combination of education and experience.

Language skills: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Mathematical skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.

Reasoning ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

Physical demands: While performing the duties of this job, the associate is regularly required to sit and talk or hear. The associate frequently is required to use hands to finger, handle, or feel. The associate is occasionally required to walk and reach with hands and arms. The associate must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Work environment: The noise level in the work environment is usually moderate.

Salary Range: $87,612.00 To $124,846.00

Exact compensation may vary based on skills, experience and/or education, and location. This position is also eligible for an annual bonus.

Create a job alert for this search

Credit Officer II • Santa Fe Springs, CA, United States

Similar jobs

Credit Officer, Global Wealth & Investment Management

Bank of AmericaNewport Beach, CA, United States
Full-time

Credit Officer, Global Wealth & Investment Management Los Angeles, California;Beverly Hills, California; Newport Beach, California **To proceed with your application, you must be at least 18 year... Show more

 • Promoted

Mortgage Support Officer

CTBC Bank Corp. (USA)Rowland Heights, CA, United States
Full-time

This position is responsible for establishing and maintaining loss prevention controls, developing and implementing policy and procedures, monitoring compliances, ensuring data integrity and keepin... Show more

 • Promoted

Escrow Officer

Century CommunitiesNewport Coast, CA, United States
Full-time

The Escrow Officer is responsible for handling all duties related to the closing process while keeping all parties informed.This role is not remote, onsite at our Newport Beach, CA office.Your Key ... Show more

 • Promoted

Sr Manager AR & Credit Operations

Christie Digital SystemsCypress, CA, United States
Full-time

Senior Manager, AR & Credit Operations.Passion meets possibility at Christie.We are looking for a Senior Manager, AR & Credit Operations, to lead our global credit-to-cash function across the Ameri... Show more

 • Promoted

Patient Accounts Representative II - Ambulatory - Full Time - Days - 8hr Covina

Emanate HealthCovina, CA, United States
Full-time

Job SummaryResponsible for the overall management of the patient encounter to ensure effective customer service, compliant billing and collections, correspondence management, claim follow-up, accur... Show more

 • Promoted

Patient Care Technician - Entry Level Training Program

Dreambound Inc.Altadena, California, US
Full-time

Note : This is an educational program, not a job.Successful completion of the program does not guarantee employment but will equip you with valuable skills for the healthcare job market.Looking to ... Show more

 • Promoted

Credit Analyst

TradeJobsWorkForce92735 Santa Ana, CA, US
Full-time

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to a... Show more

 • Promoted

Structured Credit Services - CLO Specialist

Deutsche BankSanta Ana, CA, United States
Full-time

Structured Credit Services - CLO Specialist.Corporate Title: Assistant Vice President.Deutsche Bank's Corporate Bank (CB) is a market leader in cash management, trade finance & lending, securities ... Show more

 • Promoted

Accounts Receivable Collections Supervisor III

Trice HealthcareMonrovia, CA, United States
Full-time

This position supervises the cash posting specialists and is responsible for all daily cash processes, maintaining appropriate posting of all patient and non-patient (G/L) cash, assisting with cash... Show more

 • Promoted

Credit Review Specialist 2

U.S. BancorpNewport Coast, CA, United States
Full-time

This role is responsible for performing comprehensive credit analysis on existing and prospective customers and loan portfolios.The position supports sound lending decisions by evaluating financial... Show more

 • Promoted

Large Corporate Treasury Management Officer III

Fifth Third BancorpNewport Coast, CA, United States
Full-time

Fifth Third Bank Career Opportunity.Make banking a Fifth Third better We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third... Show more

 • Promoted

Specialty Loan Operations Specialist II

Open BankNorwalk, CA, United States
Full-time

Specialty Loan Operations Specialist II.At Open Bank, we pride ourselves on being different and OPEN to new ideas and opportunities for our clients and employees.We celebrate innovation, diversity,... Show more

 • Promoted

Teller I

Enterprise Bank & TrustAlhambra, CA, United States
Full-time

Teller IProvides prompt, efficient, and friendly services to clients.Performs a variety of tasks such as processing business and consumer transactions, including at times heavy cash handling respon... Show more

 • Promoted

Accounting/Finance - Biller/Collector III

MindlanceBaldwin Park, CA, United States
Full-time

Collects and recovers the payment from patients and insurance companies for delinquent hospital/medical patient accounts.Initiates outbound calls that potentially lead to successful payment or time... Show more

 • Promoted

Medical Corps Officer (Physician)

US NavyAltadena, CA, US
Full-time

Medical Corps Officer (Physician).Medical Corps Officers are Navy physicians who provide high quality medical care to Sailors, Marines, their families, and humanitarian missions around the world, p... Show more

 • Promoted

Senior Director, Credit Asset Management (Los Angeles Office)

Telepathy, Inc.Newport Coast, CA, United States
Full-time

Senior Director, Credit Asset Management.The Senior Director, Credit Asset Management will be responsible for multiple diverse portfolios of commercial real estate loans originated and held by Inve... Show more

 • Promoted

Loan Servicing Specialist (Construction & Commercial Operations)

ExperisBrea, CA, United States
Full-time

Loan Servicing Specialist (Construction & Commercial Operations).Contract-to-Hire (FTE Conversion Path).Join a premier banking institution as a.Commercial and Construction Lending.You will manage t... Show more

 • Promoted

Branch Manager III - CA

Lendmark Financial ServicesSanta Ana, CA, United States
Full-time

At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers.We value each customer and u... Show more

 • Promoted

Credit Verification Representative

IconmaGarden Grove, CA, United States
Full-time

Credit Verification Representative.Our client, a mortgage and real estate services company, is looking for multiple credit verification representatives for their Garden Grove, CA location.Responsib... Show more

 • Promoted

Credit Assistant

ORCO Block & HardscapeStanton, CA, United States
Full-time +1

Job Title:Credit Assistant - Large Block Manufacturing Company.Location:Stanton, CA (On-Site) Pay Range:$20 - $25 hourly - Based on experience Duration:Direct Hire About the Role:ORCO Block & H... Show more