Talent.com
Bell Bank
Mortgage Loan OfficerBell Bank • Tampa, FL, United States
Mortgage Loan Officer

Mortgage Loan Officer

Bell Bank • Tampa, FL, United States
30+ days ago
Job type
  • Full-time
Job description

Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.



Primary Duties:



  • Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications.

  • Structure loan to ensure compliance to product guidelines.

  • Submit through DU/LP and review findings to ensure borrower findings meets guidelines.

  • Enter all required information into the mortgage loan origination system and order appraisal.

  • Solicit and take loan applications in a professional and timely manner in line with company standard and procedures.

  • Evaluate credit factors and eligibility to ensure application meets guideline requirements.

  • Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered.

  • Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements.

  • Provide all necessary applicant information to processor.

  • Price loans according to guidelines and secure signed lock agreements.

  • Review Closing Disclosure (CD) and prepare the borrower for closing.

  • Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service.

  • Develop individual marketing plans to expand market share and stimulate loan production.

  • Maintain regular customer contact with professional and community organizations to ensure a positive company image.

  • Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage.

  • Provides advice and service to applicant requesting mortgage information.

  • Make preliminary determination of applicants credit worthiness and has authority to issue prequalification statement of borrowers eligibility.

  • Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management

  • Know by name and face as many customers and employees as possible, calling them by name as often as possible.

  • Know, understand, and live the company values and bottom line.

  • Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.

  • All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.

  • Perform other duties as assigned.


Job Skills Required:



  • B.A. or minimum of three years of mortgage banking experience.

  • Two years of mortgage banking sale experience.

  • NMLS registration.

  • Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines.

  • Ability to strategically plan to market and develop business contact.

  • Ability to work with limited supervision.

  • Excellent customer service skills.

  • Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.

  • Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.

Create a job alert for this search

Mortgage Loan Officer • Tampa, FL, United States

Similar jobs

Mortgage Loan Officer

Bell BankTampa, FL, United States
Full-time

Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.Gather all information ne... Show more

 • Promoted

Retail Mortgage Loan Originator

TruistBrandon, FL, United States
Full-time +2

The position is described below.If you want to apply, click the Apply Now button at the top or bottom of this page.After you click Apply Now and complete your application, you'll be invited to crea... Show more

 • Promoted

Mortgage Loan Officer- US East Coast

TD BankTampa, FL, United States
Full-time

Work Location: Mount Laurel, New Jersey, United States of America.TD is committed to providing fair and equitable compensation opportunities to all colleagues.Growth opportunities and skill develop... Show more

 • Promoted

Mortgage Loan Officer

First HorizonTampa, FL, United States
Full-time

Location: On site in Jacksonville, FL; Orlando, FL; Tampa, FL; Bradenton, FL; Sarasota, FL; Ft Myers, FL; Naples, FL.Summary: Do you want to help people in one of the biggest purchases of their liv... Show more

 • Promoted

Loan Officer - Bilingual

Lennar Corp.,Tampa, FL, United States
Full-time

Loan Officer - Bilingual in English & Spanish We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Ho... Show more

 • Promoted

Mortgage Loan Officer - Inside Sales

United Trust BankTampa, FL, United States
Full-time

Mortgage Loan Officer - Inside Sales.United Trust Bank is committed to taking care of our customers financial needs and providing solutions that are tailored to those needs.We are devoted to except... Show more

 • Promoted

Commercial Loan Specialist

Pinnacle Technical ResourcesTampa, FL, US
Full-time

Manage and service an active portfolio of multifamily rental construction transactions (e.Review disbursement requests, inspection reports, title updates and managing flow of funds mechanics.Candid... Show more

 • Promoted

Loan Officer In Training

Metroplex Mortgage Services, Inc.Tampa, FL, United States
Full-time

We are looking for a motivated loan officer in training who is NMLS licensed or currently working toward getting licensed.This role offers hands-on experience, training, and plenty of room to grow ... Show more

 • Promoted

Loan Officer - Bilingual

Lennar HomesTampa, FL, US
Full-time

Loan Officer - Bilingual in English & Spanish We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Home... Show more

 • Promoted

Retail Mortgage Loan Officer

Mutual of Omaha MortgageTampa, FL, United States
Full-time

Are you currently a productive loan officer wanting to take your business to the next level? If so, join the team at Mutual of Omaha Mortgage.We are part of the iconic brand and nationally recogniz... Show more

 • Promoted

Mortgage Loan Officer - Florida

Regions FinancialTampa, FL, United States
Full-time

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.Completes mortgage applications for submission to the loan processin... Show more

 • Promoted

Loan Officer (Remote)

Park Place Finance, LLCTampa, FL, United States
Remote
Full-time

ABOUT PARK PLACE FINANCE!Park Place Finance is a fast-growing, nationwide private lender specializing in fix-and-flips, ground-up construction, and DSCR loans.But what truly sets us apart is how we... Show more

 • Promoted

Credit Officer II

Bank of AmericaTampa, FL, United States
Full-time

Credit Officer II Charlotte, North Carolina;Miami, Florida; Fort Lauderdale, Florida; Raleigh, North Carolina; Atlanta, Georgia; Orlando, Florida; Tampa, Florida **To proceed with your applicatio... Show more

 • Promoted

Loan Officer Associate

Lennar HomesTampa, FL, US
Full-time

Loan Officer Associate We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, an... Show more

 • Promoted

Loan Officer Associate

LennarTampa, FL, United States
Full-time

Loan Officer Associate We Are Lennar.Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, an... Show more

 • Promoted

Sr. Loan Officer

NewrezTampa, FL, United States
Full-time

This position is for Preferred Lending Services, a member of the Newrez Family of Companies.Brooksville, FL- Trinity, FL, Tampa, FL and Port Richey, FL.Sell loan products offered by NewRez, LLC.Con... Show more

 • Promoted

Senior Mortgage Originator

Pinnacle Mortgage Corp.Tampa, FL, United States
Full-time

Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt.Unlike larger nationwide mortgage firms... Show more

 • Promoted

Mortgage Loan Officer - Contact Center

USAATampa, FL, United States
Full-time

Why USAA?At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the... Show more

 • Promoted

Treasury Management Development Officer

Amerant BankTampa, FL, US
Full-time

Responsible for driving deposit growth through the acquisition of new customers, with a strong emphasis on commercial banking relationships.This role focuses on identifying and cultivating new clie... Show more

 • Promoted

Loan Officer

PRMGTampa, FL, United States
Full-time

PRMG is Built by Originators for Originators.There is a reason why PRMG is consistently voted one of the best places to work.We focus on the areas that make an Originator successful and have an unm... Show more