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PrimeLending, A PlainsCapital Company
Mortgage Loan OriginatorPrimeLending, A PlainsCapital Company • Houston, TX, United States
Mortgage Loan Originator

Mortgage Loan Originator

PrimeLending, A PlainsCapital Company • Houston, TX, United States
30+ days ago
Job type
  • Full-time
Job description

Highland HomeLoan Loan Originator

Under the direction of the Branch and/or Production Manager, markets and promotes Highland HomeLoan products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of Highland HomeLoan and its customers.

Essential Functions

  • Evaluates Highland HomeLoan's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
  • Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
  • Markets and promotes Highland HomeLoan's financial products;
  • Originators are expected to meet the Company's minimum production standards of 4 funded units or $800,000 in funded volume on an ongoing basis per month, by taking complete and accurate loan applications, using Highland HomeLoan's product set.
  • Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
  • Collects and analyzes information regarding the customer's income, assets, investments or debts.
  • Advises the customer regarding the advantages and disadvantages of different loan products.
  • Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
  • Oversees the loan process by monitoring loan status and ensures conformity with terms.
  • Communicates loan status to all interested parties, and obtains loan documentation after closing.
  • Presents terms and conditions of loans with customers.
  • Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
  • Maintains a professional image and adheres to standards consistent with company policies and procedures.
  • May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
  • Other functions as needed.

Job Requirements

  • High school diploma or equivalent and appropriate licenses as required by state.
  • Valid driver's license and current automobile liability insurance.
  • A minimum of 12 months loan originator experience required.
  • Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
  • Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
  • Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
  • Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
  • Continue to expand knowledge of issues influencing the industry and the organization.
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Mortgage Loan Originator • Houston, TX, United States

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