Talent.com
Bell Bank
Mortgage Loan OfficerBell Bank • Overland Park, KS, United States
Mortgage Loan Officer

Mortgage Loan Officer

Bell Bank • Overland Park, KS, United States
30+ days ago
Job type
  • Full-time
Job description

Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.



Primary Duties:



  • Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications.

  • Structure loan to ensure compliance to product guidelines.

  • Submit through DU/LP and review findings to ensure borrower findings meets guidelines.

  • Enter all required information into the mortgage loan origination system and order appraisal.

  • Solicit and take loan applications in a professional and timely manner in line with company standard and procedures.

  • Evaluate credit factors and eligibility to ensure application meets guideline requirements.

  • Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered.

  • Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements.

  • Provide all necessary applicant information to processor.

  • Price loans according to guidelines and secure signed lock agreements.

  • Review Closing Disclosure (CD) and prepare the borrower for closing.

  • Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service.

  • Develop individual marketing plans to expand market share and stimulate loan production.

  • Maintain regular customer contact with professional and community organizations to ensure a positive company image.

  • Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage.

  • Provides advice and service to applicant requesting mortgage information.

  • Make preliminary determination of applicants credit worthiness and has authority to issue prequalification statement of borrowers eligibility.

  • Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management

  • Know by name and face as many customers and employees as possible, calling them by name as often as possible.

  • Know, understand, and live the company values and bottom line.

  • Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.

  • All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.

  • Perform other duties as assigned.


Job Skills Required:



  • B.A. or minimum of three years of mortgage banking experience.

  • Two years of mortgage banking sale experience.

  • NMLS registration.

  • Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines.

  • Ability to strategically plan to market and develop business contact.

  • Ability to work with limited supervision.

  • Excellent customer service skills.

  • Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.

  • Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.

Create a job alert for this search

Mortgage Loan Officer • Overland Park, KS, United States

Similar jobs

Mortgage Loan Officer (Overland Park, KS)

ZillowOverland Park, KS, United States
Full-time

At Zillow Home Loans, we're at the forefront of revolutionizing the home financing experience.As part of Zillow Group's FinTech division, you'll help reshape how consumers buy, sell, and finance ho... Show more

 • Promoted

Sales Representative Loan Officer (Leads Provided, $85K$200K+)

Veterans United Home LoansLenexa, KS, United States
Full-time

Break into a high-income sales careerno mortgage experience required.We provide warm, inbound leads so you can focus on building relationships, managing your pipeline, and closing deals.If you've s... Show more

 • Promoted

Remote Loan Officer Assistant

National Mortgage StaffingKansas City, KS, United States
Remote
Full-time

Position:Pre-Approval Specialist (Back-End Loan Partner)Location:Remote (U.Compensation:$48000 base salary $250 per closed loanSchedule:MondayFriday 9 AM6 PM CST (1-hour lunch); one Saturday every ... Show more

 • Promoted

Commercial Loan Officer III

Security Bank of Kansas CityKansas City, MO, United States
Full-time

If you are someone wanting to make a difference in the communities that we serve and join the strongest large bank in Kansas City, then Security Bank of Kansas City has a career for you.In addition... Show more

 • Promoted

Credit Analyst

UMBKansas City, MO, United States
Full-time

UMB Commercial Banking & Lending provides a comprehensive solution to commercial organizations of all sizes.On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commerc... Show more

 • Promoted

Team Lead, Loan Coordinator

Enterprise Bank & TrustOverland Park, KS, United States
Full-time

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community.From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is t... Show more

 • Promoted

Mortgage Loan Officer (Overland Park, KS)

Zillow ReferralsOverland Park, KS, United States
Full-time

At Zillow Home Loans, we're at the forefront of revolutionizing the home financing experience.As part of Zillow Group's FinTech division, you'll help reshape how consumers buy, sell, and finance ho... Show more

 • Promoted

Loan Support Analyst Senior - Commercial Mortgage Backed Securities (CMBS) Servicing - Midland

PNCOverland Park, KS, United States
Full-time

Position Overview** At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We wo... Show more

 • Promoted

Loan Support Consultant - Complex Loans - Midland

PNCOverland Park, KS, United States
Full-time +1

Loan Support Analyst Consultant.At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our cust... Show more

 • Promoted

Loan Officer

Cornerstone Capital BankKansas City, KS, United States
Full-time

Job Category: Mortgage Production Requisition Number: LOANO002275.Wichita, KS, USA +2 more locations.We honor God by using our talents to make a positive difference in the lives of our Team Members... Show more

 • Promoted

Mortgage Lender/Mortgage Officer

Midwest BankCentreKansas City, MO, United States
Full-time

Midwest BankCentre is a values-based bank that has been a mainstay of St.Louis community banking since 1906.Our purpose is to help regional communities thrive by creating the conditions to help Mai... Show more

 • Promoted

Loan Specialist

Community America Credit UnionLenexa, KS, United States
Full-time

The Loan Specialist serves and supports existing and potential members with loan origination requests received throughout outbound, inbound, and online channels.Continually provide a prompt and pro... Show more

 • Promoted

Credit Risk - Senior Credit Officer

NBH BankKansas City, MO, United States
Full-time

Common sense has never been common.If it were, the world would be a different place.Things would run smoothly and on time.People would do what they say and say what they do.Everything would be fair... Show more

 • Promoted

Alternative Investment Services Bank Loans Operations, Officer

State StreetKansas City, MO, United States
Full-time

Important Role In Financial Services Industry.The team you will be joining plays an important role in the overall success of the organization.Across the globe, institutional investors rely on us to... Show more

 • Promoted

Mortgage Lending Professional

INTRUST BankPrairie Village, KS, United States
Permanent

At INTRUST Bank, People Come First.Guided by strong character qualitiessuch as respect, compassion, humility, positivity, and initiativewe work to support one another, serve our customers, and stre... Show more

 • Promoted

Mortgage Loan Originator

U.S. BancorpKansas City, MO, United States
Full-time

Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We b... Show more

 • Promoted

Mortgage Loan Officer

Bell BankOverland Park, KS, United States
Full-time

Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.Gather all information ne... Show more

 • Promoted

Mortgage Loan Officer II

First Option BankOverland Park, KS, United States
Full-time

We are currently seeking an experienced Mortgage Lender II to be based out of our Overland Park location.This role will also maintain an active presence in Miami County, supporting customers throug... Show more

 • Promoted

Mortgage Loan Originator

Central BankSmithville, MO, United States
Full-time

Interviews applicants and requests appropriate credit documentation and specified information for loan application.Analyzes applicant's financial status, credit and proposed property transaction to... Show more

 • Promoted

Early Career Loan Originator

nbkc bankKansas City, MO, United States
Full-time

Location: Kansas City, MO Work Style: First 6 months onsite, remote after successful training.Launch Your Mortgage Career with a World-Class Training Program.At nbkc bank, we don't just hire loan o... Show more