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Veracity Solutions
Commercial Loan OfficerVeracity Solutions • Fort Collins, CO, United States
Commercial Loan Officer

Commercial Loan Officer

Veracity Solutions • Fort Collins, CO, United States
30+ days ago
Job type
  • Full-time
Job description

Commercial Loan Officer

The Commercial Loan Officer plays a key role in Elevations Credit Union's growth strategy by soliciting, developing, and servicing a wide variety of commercial loans. This individual will act as a financial advisor and trusted partner to members and prospects, managing relationships throughout the entire loan processfrom origination to closing and portfolio servicing. Success in this role requires deep product knowledge, a proven ability to build and manage relationships, a robust personal loan portfolio, and the capacity to thrive in a sales-focused and community-oriented environment.

Essential Functions:

  • Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.
  • Actively prospect and develop new business through networking, referral partnerships, and community engagement.
  • Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.
  • Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.
  • Accurately collect and analyze loan applications, financial documents, and creditworthiness.
  • Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.
  • Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.
  • Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.
  • Represent Elevations Credit Union at business and community events to expand the credit union's visibility and impact.

Required Skills, Education & Experience:

  • Bachelor's degree (or equivalent experience) in business, finance, economics, or a related field.
  • 35 years of experience in commercial or business lending within a financial institution.
  • Proven success in a sales and production role within the financial services industry.
  • Strong knowledge of commercial lending products, services, underwriting practices, and regulations.
  • Demonstrated experience managing an existing commercial loan portfolio.
  • Excellent communication, interpersonal, and relationship-building skills.
  • Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

Preferred Qualifications:

  • Experience working at a credit union or community bank.
  • Established referral sources and active participation in the local business community.
  • Familiarity with SBA lending programs and government-guaranteed loan structures.
  • Experience with CRM and commercial loan origination platforms.

Work Environment & Requirements:

  • Hybrid work schedule (50% onsite required).
  • Regular use of standard office equipment; sitting frequently; occasional lifting (up to 10 lbs).
  • Must have a personal smartphone for multi-factor authentication (MFA) as part of employment requirements.
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Commercial Loan Officer • Fort Collins, CO, United States

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