Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.
Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications.
Structure loan to ensure compliance to product guidelines.
Submit through DU/LP and review findings to ensure borrower findings meets guidelines.
Enter all required information into the mortgage loan origination system and order appraisal.
Solicit and take loan applications in a professional and timely manner in line with company standard and procedures.
Evaluate credit factors and eligibility to ensure application meets guideline requirements.
Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered.
Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements.
Provide all necessary applicant information to processor.
Price loans according to guidelines and secure signed lock agreements.
Review Closing Disclosure (CD) and prepare the borrower for closing.
Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service.
Develop individual marketing plans to expand market share and stimulate loan production. Maintain regular customer contact with professional and community organizations to ensure a positive company image.
Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage.
Provides advice and service to applicant requesting mortgage information.
Make preliminary determination of applicant's credit worthiness and has authority to issue prequalification statement of borrowers eligibility.
Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management
Know by name and face as many customers and employees as possible, calling them by name as often as possible.
Know, understand, and live the company values and bottom line.
Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
Perform other duties as assigned.
B.A. or minimum of three years of mortgage banking experience.
Two years of mortgage banking sale experience.
NMLS registration.
Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines.
Ability to strategically plan to market and develop business contact.
Ability to work with limited supervision.
Excellent customer service skills.
Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.
Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.
Bell Bank provides competitive compensation and an excellent benefits package.
Mortgage Loan Officer • Saint Louis, MO, United States
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.We do this by driving Responsible Growth and delive... Show more
At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success.If you thrive in an environment where your gr... Show more
Loan Officer Team Lead - Remote PositionSt.Louis, MO, USA65-350 per year Base Commission Full TimeIndustry Experience:Minimum of 1 year of Loan Origination experienceDesired Degrees / Certification... Show more
Roots Surrogacy is seeking exceptional women for a highly supported, premium surrogacy experience.We work with intended parents who are deeply invested in creating a respectful, connected, and well... Show more
Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.Gather all information ne... Show more
We are looking for a passionate individual with a sense of responsibility and willingness to help create families to join us as a surrogate.In this role, you will be instrumental in supporting indi... Show more
OSF HealthCare offers a comprehensive Compensation and Total Rewards Package which includes:.Generous paid time off from Day One!.Vacation and holiday time off to get away and recharge.Well-being t... Show more
Looking for people to participate in taking online surveys for Fortune 500 brands.All you need to do is complete online surveys by sharing your opinion.You will help influence brand decisions on se... Show more
Commercial Relationship Manager (CRM).Originate, analyze, close, and manage complex commercial relationships in accordance with Bank objectives, policies, and procedures.The CRM will work independe... Show more
Medical Corps Officer (Physician).Medical Corps Officers are Navy physicians who provide high quality medical care to Sailors, Marines, their families, and humanitarian missions around the world, p... Show more
Position Overview** At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We wo... Show more
While a specific degree or background is not required, this role is highly competitive and intended for individuals with established experience.We place greater emphasis on candidates with relevant... Show more
Ready to jump-start your career and take charge of your earning potential?.At Platinum Supplemental Insurance, we’re looking for motivated individuals ready to learn, grow, and thrive in a fast-pac... Show more
Admin Building - Saint Charles, MO.Position Type: Full Time Education Level: High School Category: Banking.Interview members from assigned branches applying for residential mortgages to make certai... Show more
At Regions, we believe associates deserve more than just a job.We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities.I... Show more
Midwest BankCentre is a values-based bank that has been a mainstay of St.Louis community banking since 1906.Our purpose is to help regional communities thrive by creating the conditions to help Mai... Show more
Louis, MO, seeks a Chief Lending Officer to join its executive team.This role oversees consumer, real estate, and commercial lending, along with collections, reporting to the CEO.You will set loan ... Show more
Chief Lending Officer - Neighbors Credit Union (St Louis, MO).The ideal candidate should possess 10 to 15 years of relevant experience and hold either a master’s degree or a bachelor’s degree with ... Show more
Relationship Banker St Louis North City Area Florissant, Missouri;Florissant, Missouri; Saint Louis, Missouri; Saint Louis, Missouri; Saint Louis, Missouri; Saint Louis, Missouri; Arnold, Missouri... Show more
Mortgage Loan Services Manager.The Mortgage Loan Services Manager is responsible for management of the Mortgage support division of Enterprise Loan Services.This role is responsible for the impleme... Show more
