divh2Internal Mortgage Loan Originator/h2pSalary Range $31,200.00 - $100,000.00 Base+Commission/year Position Type Full Time Education Level High School Travel Percentage Up to 25% Category Sales/ph3Description/h3pAnnieMac Home Mortgage is looking to hire Full Time Licensed Internal Mortgage Loan Originators to keep a steady flow of loan volume from real estate brokers, referrals, and company provided lead sources, including but not limited to direct mail marketing, online applications, and Branch Manager referrals. Candidates should have experience directly related to the Mortgage Industry. The accountabilities and job activities of the Internal Mortgage Loan Originator position include, but are not limited, to the following:/pulliHandle qualified inbound leads from Realtors, Contractors, Builders, consumers, etc./liliTake information from the borrower and fill out the loan application./liliAnalyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford./liliCounsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product./liliProvide disclosures to the borrower, including truth in lending, good faith estimate, and others./liliCounsel and advise the borrower in understanding and clearing credit problems./liliMaintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed./liliComplete all Company mandatory trainings within the required timelines./li/ulh3Qualifications/h3ulliMust have appropriate state license or certificate (varies by state)./liliMust have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies./liliMust have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors./liliMust be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)/liliMust have excellent communication skills and the ability to analyze financial information./liliMust be a sales-oriented self-starter./li/ulpAnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K./pp***AnnieMac Home Mortgage is an Equal Opportunity Employer***/ppstrong***AnnieMac Home Mortgage participates in E-Verify*** /strong/p/div