Talent.com
East Cambridge Savings Bank
Residential Loan OfficerEast Cambridge Savings Bank • Winchester, MA, United States
Residential Loan Officer

Residential Loan Officer

East Cambridge Savings Bank • Winchester, MA, United States
15 days ago
Job type
  • Full-time
Job description

Residential Loan Officers

East Cambridge Savings Bank's Lending Division is actively recruiting for Residential Loan Officers. Under the general direction of the Secondary Market Lending Sales Manager, the role involves soliciting and developing new sources of business and loan opportunities and originating residential loan products in accordance with established Bank policies and procedures.

We are looking for candidates with:

  • Proven loan origination sales experience at local bank or mortgage lender
  • 2 or more years of mortgage origination experience preferred
  • Familiarity with Middlesex County preferred
  • Knowledge and understanding of secondary market underwriting guidelines
  • Well developed interpersonal, communication and customer service skills
  • Ability to travel freely and work without direct supervision
  • Able to register as a licensed Mortgage Loan Originator as required under the S.A.F.E. Act

Essential Job Functions:

  • Responsible for selling and originating high quality mortgage loans to meet established production goals. Develops relationships with attorneys, local housing agencies, developers and real estate brokers to generate new mortgage business.
  • Solicits customers generated through various channels, including but not limited to external contacts, First Time Home Buyer seminars, telephone or electronic e-mail leads, the Bank's website, etc. Analyzes each applicant's data, working with the borrower to prepare a complete application. Initiates processing and conducts preliminary underwriting. Determines and recommends appropriate loan products to meet the needs of the customer. Approves consumer loans up to established limits.
  • Manages the customer experience. Serves as the liaison between all parties i.e. Brokers, borrowers, and the Bank during the application process for mortgage loans. Prior to closings, acts as liaison with attorneys to ensure documentation is accurate and consistent. Responds to customer questions and inquiries.
  • Establishes and maintains effective working relationships with Banking Center personnel, providing guidance as needed. Maintains a general understanding of all products and services offered to effectively present these products and services to customers.
  • Represents the Bank by participating in various networking, community and industry related activities which includes but is not limited to speaking at Mortgage Seminars, representing the Bank at Mortgage Trade Fairs, acting as a Mortgage Consultant at banking centers, etc. Promotes Bank services and products to potential customers when possible.
  • Keeps abreast of residential and consumer loan products and the applicable State and Federal regulations and compliance issues. Complies fully with all federal, state and local laws and regulations, policies and procedures, including but not limited to the S.A.F.E. Act and its registration, renewal and updating standards.
  • Analyzes each applicant's loan and deposit relationship with the Bank, reviewing how various Bank products may address an applicant's banking needs and ensuring that any appropriate cross sale opportunities have been undertaken.
  • Assists with special assignments/projects, and in the development of new products and services to remain competitive.
Create a job alert for this search

Residential Loan Officer • Winchester, MA, United States

Similar jobs

Field Sales Representative - Water Restoration

Roto-RooterStoughton, MA, US
Full-time

Roto-Rooter is currently seeking Field Sales Representatives for our Water Restoration department.Ideal candidates will actively pursue sales opportunities and qualified leads provided by field ser... Show more

 • Promoted

Relationship Banker - Providence - Bristol Market

Bank of America CorporationNorth Easton, MA, United States
Full-time

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.We do this by driving Responsible Growth and delive... Show more

 • Promoted

Mortgage Loan Originator -Braintree MA

The Washington Trust CompanyBraintree, MA, United States
Full-time

Washington Trust is seeking experienced Mortgage Loan Originators to join our dynamic lending team in Braintree, MA.If you're an independent, energetic, and sales-driven professional with a passion... Show more

 • Promoted

AVP of Lending

Mass Bay Credit UnionSouth Boston, MA, United States
Full-time

Assistant Vice President of Lending.Under the direction of the Chief Lending Officer, this position is responsible for the day to day activities of the Consumer Loan/Home Equity Department.The AVP ... Show more

 • Promoted

Lending Analyst - FISERV Signature Loan System

The CERES GroupBoston, MA, United States
Full-time

Lending Analyst - Fiserv Signature Loan System.Manage the review of new release information to determine scope and impact on environment with participants from various business lines and shared ser... Show more

 • Promoted

Reverse Mortgage Originator Development Program

Mutual of Omaha MortgageBoston, MA, United States
Full-time

Reverse Mortgage Loan Officer Development Program.This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.Come join the winning te... Show more

 • Promoted

VP Commercial Real Estate Lending - Boston

Hingham Savings BankBoston, MA, United States
Full-time

Commercial Real Estate Loan Officer.Hingham Institution for Savings is a $3.B closely-held bank, with a focus on specialty commercial and residential real estate lending.The Commercial Real Estate ... Show more

 • Promoted

Mortgage Loan Officer

TradeJobsWorkForce02474 Arlington, MA, US
Full-time

Mortgage Loan Officer Job Duties: Accomplishes mortgage loan human resource objectives by selecting, orienting,... Show more

 • Promoted

Commercial Loan Officer

Northern BankWoburn, MA, United States
Full-time

The Commercial Loan Officer is responsible for developing new client relationships primarily in Middlesex County to increase the loan portfolio and associated deposit balances.Essential functions i... Show more

 • Promoted

Consumer Direct Loan Officer

Leader BankArlington, MA, United States
Full-time

Leader Bank is looking for exceptionally dedicated team members to join one of the region's fastest growing community banks and mortgage lenders.At the time of its founding in 2002, Leader Bank had... Show more

 • Promoted

Mortgage Loan Originator (Brockton Region)

North Easton Savings BankBrockton, MA, United States
Full-time

The Mortgage Loan Officer is responsible for originating residential mortgage and home equity lending products within the Bank's designated lending footprint.This position develops and maintains re... Show more

 • Promoted

Regional Sales Representative

New England Safety Systems, IncRaynham Center, Massachusetts, United States
Full-time

Regional Sales Representative – Lead Regional Commercial and Industrial Safety Systems Growth.Company: New England Safety Systems.Salary/Pay Rate: $60,000 to $70,000 Base Plus Uncapped Commission.C... Show more

 • Promoted

Loan Review Senior Consultant

CroweBoston, MA, United States
Full-time

Your journey at Crowe starts here:.At Crowe, you can build a meaningful and rewarding career.With real flexibility to balance work with life moments, you're trusted to deliver results and make an i... Show more

 • Promoted

Housing Officer

Mission AustraliaBoston, MA, United States
Full-time

Join a fast-paced, purpose-led team at Mission Australia, where your work makes a genuine difference.As a Housing Officer, you'll help people experiencing vulnerability secure stable housing and bu... Show more

 • Promoted

Bank Loan Servicing, Officer

State StreetQuincy, MA, United States
Full-time

Loan Services Specialist, Officer.This role requires a deep understanding of servicing bank loan debt held in complex global fund structures.The candidate should have a background in client managem... Show more

 • Promoted

Licensed Loan Officer Assistant

CrossCountry MortgageBoston, MA, United States
Full-time

Licensed Loan Officer Assistant.CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing lo... Show more

 • Promoted

Mortgage Originator/Officer

Winchester Co-operative BankWinchester, MA, United States
Full-time

The Mortgage Loan Originator is responsible for developing and originating qualified residential mortgage lending opportunities within the Bank's CRA lending area and surrounding communities.Throug... Show more

 • Promoted

Medical Corps Officer (Physician)

US NavyTaunton, MA, US
Full-time

Medical Corps Officer (Physician).Medical Corps Officers are Navy physicians who provide high quality medical care to Sailors, Marines, their families, and humanitarian missions around the world, p... Show more

 • Promoted

Chief Lending Officer

ConfidentialBoston, MA, United States
Full-time

Impact-led financial services organization.The Company is seeking a Chief Lending Officer (CLO) to lead the strategic and operational aspects of its lending platform.The CLO will be responsible for... Show more

 • Promoted

Mortgage Originator

M&T BankBoston, MA, United States
Permanent

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the ... Show more