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D.R. Horton
Mortgage Loan OriginatorD.R. Horton • Montgomery, AL, United States
Mortgage Loan Originator

Mortgage Loan Originator

D.R. Horton • Montgomery, AL, United States
4 hours ago
Job type
  • Full-time
Job description

Mortgage Loan Originator

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.

Essential Duties and Responsibilities:

  • Interview mortgage applicants to understand and educate them on their financing options available.
  • Understand the loan applicant's goals in order to advise and review potential loan programs that would best suit their needs and stated goals
  • Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
  • Maintain reports and notes within the origination software and customer relationship management systems
  • Review new leads daily and contact them to earn their business
  • Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
  • Make presentations on loan products in sales meetings and with Sales staff in builder communities
  • Quickly respond to Operations in order to facilitate an efficient loan process
  • Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
  • Able to work overtime
  • Able to travel overnight
  • Market the company's products and services accurately and effectively to potential business sources
  • Develop sales leads for mortgages in builder communities and real estate offices
  • Provide weekend coverage in builder communities and grand opening functions
  • Review all documentation provided by borrower, check for accuracy, and address any discrepancies
  • Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
  • Provide input to management, and attend production/staff meetings
  • Infrequently, assist in resolving post-closing/funding problems
  • Attend loan closings when possible

Qualifications:

  • Education and/or Experience: Bachelor's degree from four-year college or university One to two years of related experience and/or training
  • Must have a vehicle and a valid driver's license
  • Licensed Mortgage Loan Originator as required by state
  • Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
  • Proficiency with MS Office and email
  • Preferred Qualifications: Strong written and oral communication skills Ability to accurately and efficiently process and record a large volume of data Ability to act as a team player and be willing to accept constructive criticism Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including: Medical, Dental and Vision 401(K) Employee Stock Purchase Plan Flex Spending Accounts Life & Disability Insurance Vacation, Sick, Personal Time and Company Holidays Multiple Voluntary and Company provided Benefits Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeopleToo

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Mortgage Loan Originator • Montgomery, AL, United States

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