Junior Secondary Marketing Analyst

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We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Abilene, Texas, United States

*This is an in-office position in Abilene, Texas.

SCOPE/CONTACTS:

Serves as the right-hand support to our SVP of Secondary Marketing and the Head of Mortgage Lending. This is an entry-level career-track position. You will be deep in the data, learning how to manage a multi-million dollar loan pipeline and how interest rate hedging works in real-time. This role requires a high tolerance for repetitive, detail-oriented tasks and a passion for financial mathematics.

ESSENTIAL FUNCTIONS:

• Provide direct administrative and analytical support to the SVP and CEO on high-level secondary marketing projects.
• Prepare daily market briefings and internal reports used for executive decision-making.
• Manage the daily flow of rate lock requests from our sales team.
• Ensure every lock is mathematically accurate and meets specific program guidelines.
• Assist in troubleshooting pricing discrepancies with Loan Officers and branch managers.
• Act as the primary data entry and reconciliation specialist within the MCT (Mortgage Capital Trading) system.
• Monitor the pipeline for "fallout" (loans that won't close) and ensure the data in our Loan Origination System matches our hedge reports.
• Learn the mechanics of interest rate risk management by assisting the SVP in daily hedging activities.
• Run daily reports to track lock expirations and extension requests.
• Perform repetitive but vital audits of loan files to ensure pricing "adjustors" (triggers that change the interest rate) are applied correctly.

MINIMUM QUALIFICATIONS:

• A Bachelor’s degree in Finance or Accounting is required. We are looking for someone with a strong grasp of financial equations.
• You are based in or willing to relocate to Abilene, TX, and are looking for a stable, long-term professional home.
• You can explain complex pricing rules to sales staff in a way that is professional and helpful, even when the market is volatile.
• You are highly proficient in Excel. If you know how to use VLOOKUPs or Pivot Tables, you’re already ahead.
• You genuinely enjoy working with formulas and find satisfaction in a balanced spreadsheet. You understand that in secondary marketing, a 0.01% error is a big deal.

PREFERRED QUALIFICATIONS:

• Internship experience in banking, accounting, or real estate.
• Familiarity with mortgage loan programs (FHA, VA, Conventional).
• Experience with MCT or similar trading/pricing software.