VP, Warehouse Lending

VP, Warehouse Lending

BANC OF CALIFORNIA AND YOUR CAREER Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation's premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more. At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Together we win!

THE OPPORTUNITY The Vice President, Warehouse Lending is responsible for supporting the day-to-day operations and execution of the Bank's Warehouse Lending portfolio. This role oversees funding activities, collateral monitoring, and operational processes to ensure timely, accurate, and compliant delivery of services to clients. This position partners closely with the EVP, Credit Administrations, Finance, Treasury, Operations teams, external clients and note custodians and take-out investors to support loan funding, manage collateral integrity, and maintain high service standards across the portfolio. The role is well suited for candidates with strong mortgage experience that can manage and or lead mortgage operations, underwriting, secondary marketing and post closing. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

HOW YOU'LL MAKE A DIFFERENCE Oversee daily funding activities, ensuring timely and accurate processing of loan fundings in alignment with established guidelines Review and approve funding requests for completeness, accuracy, and compliance with credit approvals and operational standards Monitor collateral positions, including tracking, reporting, and ensuring alignment with loan agreements and borrowing base requirements Identify, escalate, and help resolve discrepancies or exceptions related to funding, collateral, or documentation Partner closely with clients, credit administration and internal operations and audit teams to support seamless execution and client servicing Support client onboarding, account setup, underwriting guidelines review, presentations to credit on new clients or renewals and ongoing servicing to ensure a high level of responsiveness and operational effectiveness Ensure adherence to internal policies, procedures, and regulatory requirements, maintaining strong documentation and audit readiness Identify opportunities to improve operational processes, controls, and efficiency within Warehouse Lending Provide guidance and support to junior team members, contributing to a collaborative and high-performing team environment Involved with interviewing and hiring decisions. Prepare and deliver employee performance evaluations, goal planning, and counseling. Manage, support, coach and train employees. Follow all established policies and procedures. Perform other duties and projects as assigned.

WHAT YOU'LL BRING 5+ years of experience in Warehouse Lending, Loan Operations, or Funding Bachelor's degree in Finance, Business, Accounting, or related field (or equivalent experience) preferred Prior experience as a Funding Manager or Mortgage Operations Manager or in a similar operational leadership role preferred Strong understanding of warehouse lending structures, loan funding processes, and collateral management Demonstrated ability to manage high-volume transactions in a fast-paced, deadline-driven environment Strong analytical skills with attention to detail and ability to identify and resolve issues proactively Effective communication and ability to collaborate across business lines and with external clients Solid understanding of loan documentation, underwriting review guidelines, credit requirements, and compliance standards High School diploma or equivalent required

HOW WE'LL SUPPORT YOU Financial Security: You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting. Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long- term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off. Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.